Use SQL and analytics as a Credit Risk Data Scientist with TD in Toronto, supporting credit card portfolios from an office-focused workplace. Turn portfolio insight into action through strategic analysis and stakeholder collaboration.

Reporting to the Senior Manager, Credit Strategy, you will support MBNA and other credit card portfolios. The work combines data analytics, business insight, credit strategy, and stakeholder engagement. You will help balance growth, customer experience, profitability, and risk appetite while influencing decisions across Product, Fraud, Technology, Operations, and Model Development.

Key Responsibilities:

- Own portfolios, strategies, or business problem areas end-to-end
- Design, implement, monitor, and optimize credit strategies
- Identify opportunities, risks,



and portfolio performance trends
- Translate complex data into compelling recommendations
- Evaluate models, tools, and capabilities for credit decisioning

Requirements:

- Solid SQL and large, complex data set experience
- Experience solving business problems with data and analytics
- Experience in Credit Risk, Retail Banking, or Financial Services
- Undergraduate degree in a quantitative discipline
- Strong stakeholder engagement and communication skills

Apply credit risk analytics, SQL, and strategic judgment to improve portfolio outcomes for TD and its customers.

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📌 Credit Risk Data Scientist Toronto
🏢 TD Bank Group
📍 Toronto