Senior Product Manager, Corporate and Structured Lending (Toronto)

Senior Product Manager, Corporate and Structured Lending (Toronto)

31 Oct
|
Bank of China(Canada)
|
Toronto

31 Oct

Bank of China(Canada)

Toronto

Job Title:

Senior Product Manager, Corporate & Structured Lending Job Type:

Full time Permanent We are seeking an experienced

Senior Product Manager, Corporate & Structured Lending

to lead the development, management, and governance of the Bank’s corporate lending products within our Commercial and Corporate Banking Services team. The role is responsible for driving

product strategy, commercial growth, risk management, and operational effectiveness

across a range of financing solutions, including bilateral lending, syndicated loans, project finance, and acquisition financing. The successful candidate will bring strong expertise in

corporate lending, structured finance, product management, and financial risk assessment , working closely with Relationship Managers, Credit Risk, Financial Markets, and other internal stakeholders to develop competitive financing solutions. This role plays a key part in supporting complex transactions, optimizing product performance and profitability, and ensuring lending products remain aligned with the Bank’s business objectives, risk appetite, and regulatory requirements. What You Will Do

Lead the development and execution of

corporate lending product strategies and roadmaps , ensuring alignment with business objectives and the Bank’s risk appetite. Identify opportunities across

bilateral lending, syndicated financing, project finance, and acquisition financing

to support asset growth and fee-based revenue generation. Partner with Relationship Managers and Financial Markets to develop





integrated financial solutions

across lending, deposits, FX, and capital markets. Monitor market trends, competitor offerings, and

pricing benchmarks

to maintain product competitiveness. Own the

product governance lifecycle , including Product Risk Assessments, product approval documentation, policy updates, and periodic product reviews. Collaborate with

Credit Risk, Compliance, AML, Legal, Financial Management, and Operations

to establish product standards, eligibility criteria, risk parameters, and execution requirements. Provide technical expertise and

deal structuring support

for complex corporate financing transactions, including syndicated loans, project finance, M&A-related; financing, and other structured lending solutions. Support the development of

term sheets, product guidelines, and pricing frameworks

in collaboration with Credit Risk and Financial Management. Coordinate with internal stakeholders to resolve transaction execution challenges involving

client onboarding, documentation, operational setup, and post-funding activities . Lead cross-functional product working groups, prepare

product proposals, risk memoranda, and performance updates ,



and coordinate governance approvals and escalations. Monitor

product performance and portfolio metrics , including growth, profitability, utilization, client penetration, portfolio concentration, and risk exposure. Analyze

risk-adjusted return on capital (RAROC), pricing discipline, capital usage, and portfolio composition

to support management decisions. Prepare management reporting and portfolio insights, and coordinate the resolution of

product-related audit findings, control deficiencies, and regulatory issues . Drive process improvements across

credit intake, documentation, onboarding, and post-funding management

to enhance efficiency and control effectiveness. Develop

product playbooks, training materials, and Relationship Manager toolkits

to strengthen frontline product knowledge and execution. Support

system enhancements, workflow automation, and digital initiatives

related to lending product management and operational processes. What You Bring to the Table

Bachelor’s or Master’s degree in

Finance, Business, Economics , or a related field. Minimum

8 years of experience

in corporate banking, product structuring, transaction banking, or sales solutions within a financial institution. Experience working with

large corporates, multinational companies, and financial intermediaries . Proven ability to

structure and price complex financial solutions

across lending, cash management, trade finance, and financial market

📌 Senior Product Manager, Corporate and Structured Lending (Toronto)
🏢 Bank of China(Canada)
📍 Toronto

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