VICE PRESIDENT / SENIOR VICE PRESIDENT, LENDING Confidential Senior Leadership Opportunity | Non-Bank Financial Institution | West End of the GTA The Opportunity Our client, an established non-bank financial institution with a presence in the Canadian lending market, is seeking a senior lending executive to lead its residential and commercial mortgage lending operations and drive the continued growth and performance of its overall lending portfolio. Residential and commercial mortgage lending represent a significant component of the institution’s business and balance sheet, making deep expertise in both areas essential to success in this role.

Reporting directly to the President & CEO, the successful candidate will provide strategic and operational leadership across mortgage origination, credit underwriting, portfolio management, risk oversight and product development. This individual will play a pivotal role in shaping the institution’s lending strategy, strengthening broker and referral relationships, enhancing operational effectiveness and ensuring a disciplined approach to sustainable portfolio growth, credit quality and risk management.

This is an opportunity for an accomplished lending executive with extensive knowledge of both residential and commercial mortgage lending, solid commercial acumen and sound credit judgment. Combining strategic vision with hands‑on leadership, the successful candidate will be well positioned to lead a high-performing team, identify new market opportunities and contribute directly to the institution’s long‑term growth and financial performance.

Location:

West end of the GTA

Level:

Vice President / Senior Vice President

Key Responsibilities Strategic Leadership & Business Performance





Develop and execute the annual lending strategy, operating plan and budget in alignment with the institution’s broader business objectives.

Partner with the President & CEO and senior leadership team to establish lending priorities, growth targets and performance measures.

Monitor business performance, portfolio trends and budget variances, providing regular reporting, insights and recommendations to senior management.

Identify opportunities to expand lending activities, strengthen market positioning and improve operational efficiency.

Oversee residential and commercial mortgage lending, including origination, credit adjudication, underwriting, modifications, subordinations and ongoing portfolio administration.

Ensure lending decisions align with established credit policies, risk appetite, underwriting standards and business objectives.

Drive responsible portfolio growth while maintaining strong credit quality, effective arrears management and appropriate risk controls.

Strengthen origination channels and referral relationships, including mortgage brokers and other business partners, to support sustainable business development.

Credit Risk, Governance & Regulatory Compliance

Review and enhance lending policies, underwriting guidelines and procedures to reflect regulatory requirements,



market conditions and the institution’s risk appetite.

Identify emerging credit and operational risks, assess portfolio performance and recommend appropriate mitigation strategies.

Ensure lending practices, processes and documentation adhere to applicable legislation, regulatory expectations and internal standards.

Provide senior management with insight into portfolio quality, arrears, credit trends and other key risk indicators.

Monitor residential and commercial lending markets, competitor offerings, pricing trends and evolving customer and broker needs.

Recommend and implement lending product enhancements, pricing strategies and new product initiatives that support competitiveness and profitability.

Identify opportunities to improve the lending experience, streamline processes and strengthen the institution’s value proposition.

Oversee the implementation of approved lending initiatives, ensuring effective communication, training and execution.

Operational Excellence & Technology

Oversee lending administration, systems and processes to support productive, consistent and scalable operations.

Partner with technology and other internal stakeholders to identify system enhancements, improve workflows and support the implementation of approved initiatives.

Establish appropriate performance measures and reporting processes to monitor productivity, service levels, turnaround times and overall departmental effectiveness.

Leadership & Talent Development

Lead, mentor and develop a high-performing lending team across origination, underwriting and administration.

Establish clear performance expectations, departmental objectives and individual develop

📌 Vice President (Winnipeg)
🏢 Collins Recruitment Group
📍 Winnipeg