Job Responsibility:

Key Responsibilities

· Financial Leadership & Strategy

· Develop and execute financial strategies aligned with company goals.

· Lead budgeting, forecasting, and long-term financial planning processes.

· Ensure compliance with regulatory, accounting, and reporting requirements.

· Provide timely and accurate financial reports to the CEO and Board.

· Cash Flow & Risk Management

· Monitor cash flow, collections, and lending activities to maintain liquidity.

· Manage capital structure and relationships with investors and lenders.

· Evaluate financial and credit risk, ensuring compliance with responsible lending standards.

· Data Analytics & Business Intelligence

· Analyze customer behavior, loan performance, and portfolio risk using internal and external data sources.

· Build dashboards and reporting tools to support decision-making across departments.

· Identify opportunities for operational improvement and product optimization using data insights.

· Leadership & Collaboration

· Lead and develop the finance and analytics teams.





· Work cross-functionally with Operations, Compliance, Marketing, and Tech teams to support company objectives.

· Serve as a key member of the executive leadership team, contributing to overall business strategy.

Qualifications

· · 7-10+ years of experience in finance leadership roles, preferably in fintech, lending, or consumer finance.

· Robust understanding of payday loans, subprime lending, or related financial products.

· Advanced proficiency in data analysis tools (e.g., Excel, SQL, Tableau, Power BI, or Python).

· Track record of driving financial growth, improving margins, and using data to inform strategy.

· Excellent communication and interpersonal skills.

Job Type: Full-time

Pay: $83,237.07-$226,066.69 per year

Benefits:

- Dental care
- Extended health care
- Life insurance

Flexible language requirement:

- French not required

Schedule:

- Monday to Friday

Work Location: In person

📌 Chief Financial Officer (Concord)
🏢 Magical Credit
📍 Concord