The Risk & Analytics (R&A;) team makes crucial decisions that direct affirm’s business strategy
We partner with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to grow affirm responsibly by optimizing approval, conversion, losses, and profitability
Operating across the entire customer and merchant lifecycle, we tackle a diverse array of challenges, from optimizing checkout conversion and mitigating fraud risk to building scalable data foundations and enabling international growth
We analyze performance not just to report on it, but to determine where to invest resources for maximum impact through building tools, scalable data infrastructure, and analytical frameworks
We improve the analytics experience across affirm by streamlining workflows and fostering a culture of learning and documentation
By taking ownership of the entire analytical lifecycle, from initial question to final business decision, we turn complex data and systems into clear, actionable signals that ensure affirm grows efficiently and intelligently
We are hiring multiple Senior Analyst roles across affirm’s Risk & Analytics organization through this single job posting
Rather than interviewing for one specific team, candidates will go through a shared interview process designed to assess the core skills we look for across R&A;
If selected, we will work with you to determine the best team match based on your interests, experience, strengths, and current business needs
You will have the opportunity to learn more about our teams and share your preferences as you move through the process
Point of Sale (POS): Optimize merchant and checkout performance to improve conversion, approvals, and unit economics across the purchase funnel
Direct to Consumer (DTC) / Card: Drive engagement, repeat usage, and lifecycle health across affirm’s app, web, and card experiences
Fraud: Prevent and reduce fraud losses across the customer journey while maintaining a frictionless user experience
Core Analytics: Build the quantitative research, performance monitoring, and scalable data foundations that enable fast, economically sound decisions
Servicing: Enhance the post-origination customer experience by analyzing repayment behavior, collections strategies, and operational efficiency
International Expansion: Build the measurement and decision foundations needed to sustainably launch and scale affirm in new global markets




As a Senior Analyst in affirm’s Risk & Analytics organization, you will join one of several analytical teams working across the customer and merchant lifecycle
While the specific problems you tackle will depend on your eventual team placement, all Senior Analyst roles share a common foundation: owning complex analytical problems end to end, translating data into business strategy, and influencing decisions across technical and non-technical teams
Optimize End-to-End Strategy: Leverage advanced data analytics to independently derive insights, develop, and optimize business, risk, or growth strategies across products and geographies
Manage Macro & Market Trends: Monitor portfolio performance and exogenous macroeconomic trends, proactively adjusting analytical and operational strategies to mitigate risk and balance growth
Model & Capability Building: Partner deeply with Engineering and Machine Learning teams to design, build, and interpret performance metrics for scalable risk, fraud, or growth models
Cross-Functional Leadership: Collaborate closely with Product, Legal, and Compliance teams to interpret evolving regulatory and market requirements, translating them directly into analytical policy and product design recommendations
Oversee Frameworks & Launches: Oversee the development and execution of analytical frameworks. Drive cross-functional discussions to ensure new product launches and market entries align with risk appetite, operational capabilities, and local regulations
External & Strategic Alignment: Engage with external stakeholders, including merchants, vendors, and partners, to align practices, ensure compliance, and strengthen strategic relationships
AI Leverage & Mentorship: Build repeatable AI-assisted workflows that compound across the team’s analyses, while mentoring junior analysts on technical craft and domain nuances
Benefits Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family
Spending Wallets:



Access tech, food, lifestyle, and family planning wallets for your expenses
Supportive Communities: Get involved with our employee resource groups and community groups
Remote-first Workforce: If your role is remote, you can set up shop anywhere in your home country
Generous Time Off: Take the time you need when life happens
Health Benefits: Get a plan that fits your needs
Mental Healthcare: Take care of your mind with excellent mental health programs
Parental Leave: Birth and non-birth parents get 18 weeks’ paid leave. Plus, a 4-week return-to-work transition program, at full base pay
Away Days: We offer 20 company-wide paid days off—which help our teams collectively pause to recharge
Learning & Development: Engage in exciting learning programs to level up your growth
You bring exceptional analytical rigor, deep domain expertise, and the ability to translate complex regulatory, economic, and machine learning insights into actionable business strategiesYou thrive in ambiguity, balance growth with resilience, and are comfortable operating at both strategic and execution levels to influence stakeholders across the organizationYou will operate with autonomy to own the entire analytical lifecycle, from initial question to final business decisionAdvanced proficiency in SQL, Python, or other scripting languagesDegree in Data Science, Computer Science, Engineering, Economics, or a related quantitative fieldDemonstrated ability to translate complex regulatory and economic insights into actionable strategies2–5 years of proven experience in an analytically driven role within the consumer lending, credit, or fintech industry, specifically leveraging advanced analytics to develop and optimize business strategiesProven experience leading cross-functional initiatives that bridge Product, Legal, Compliance, and Engineering to align analytical strategies with business objectivesDeep expertise in data mining, data visualization, and statistical modeling, with experience applying machine learning techniques to business or risk management problemsExceptional communication skills with the ability to influence senior stakeholders across technical and non-technical functionsStrong understanding of consumer lending regulations, regional market dynamics, and the broader economic landscape influencing policy and growth

#J-18808-Ljbffr

📌 Senior Analyst (Quebec City)
🏢 Affirm
📍 Quebec City