Use SQL and analytics as a Credit Risk Data Scientist with TD in Toronto, supporting credit card portfolios from an office-focused workplace. Turn portfolio insight into action through strategic analysis and stakeholder collaboration.
Reporting to the Senior Manager, Credit Strategy, you will support MBNA and other credit card portfolios. The work combines data analytics, business insight, credit strategy, and stakeholder engagement. You will help balance growth, customer experience, profitability, and risk appetite while influencing decisions across Product, Fraud, Technology, Operations, and Model Development.
Key Responsibilities: Own portfolios, strategies, or business problem areas end-to-end
Design, implement, monitor, and optimize credit strategies
Identify opportunities, risks,



and portfolio performance trends
Translate complex data into compelling recommendations
Evaluate models, tools, and capabilities for credit decisioning
Requirements: Strong SQL and large, complex data set experience
Experience solving business problems with data and analytics
Experience in Credit Risk, Retail Banking, or Financial Services
Undergraduate degree in a quantitative discipline
Solid stakeholder engagement and communication skills
Apply credit risk analytics, SQL, and strategic judgment to improve portfolio outcomes for TD and its customers.

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📌 Credit Risk Data Scientist Toronto (Ontario)
🏢 TD Bank Group
📍 Ontario