Lead Open Finance architecture strategy at BMO Financial Group, shaping API security, payments, and cloud-native integration at enterprise scale.This lead architect role guides Open Banking and Open Finance architecture across regulated financial services. You will define reference architectures, API standards, data models, governance frameworks, and modernization roadmaps. The work connects business, regulatory, privacy, risk, security, and technology requirements.Key Responsibilities:
Lead Open Banking and Open Finance architecture strategy and governanceDefine global API standards, data models, and implementation patternsArchitect secure permissioned data sharing and payment initiationGuide real-time, domestic, and cross-border payment architecturesAdvise executives, regulators,



and industry partners on strategyRequirements:
15+ years technology experience, including 10+ years in architectureOpen Banking, Open Finance, API, and payment delivery experienceKnowledge of global standards including PSD2/PSD3, FDX, and CDRExpertise in OAuth 2.0, OpenID Connect, FAPI, PKCE, and mTLSCloud architecture experience across Azure, AWS, or Google CloudApply enterprise architecture leadership, API security expertise, and payments knowledge to advance BMO Financial Group’s Open Finance capabilities.
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📌 Open Finance Enterprise Architect (Winnipeg)
🏢 Bank N.a.
📍 Winnipeg