Lead Open Finance architecture strategy at BMO Financial Group, shaping API security, payments, and cloud-native integration at enterprise scale.

This lead architect role guides Open Banking and Open Finance architecture across regulated financial services. You will define reference architectures, API standards, data models, governance frameworks, and modernization roadmaps. The work connects business, regulatory, privacy, risk, security, and technology requirements.

Key Responsibilities:

- Lead Open Banking and Open Finance architecture strategy and governance
- Define global API standards, data models, and implementation patterns
- Architect secure permissioned data sharing and payment initiation
- Guide real-time, domestic, and cross-border payment architectures
- Advise executives, regulators, and industry partners on strategy

Requirements:

- 15+ years technology experience, including 10+ years in architecture
- Open Banking, Open Finance, API, and payment delivery experience
- Knowledge of global standards including PSD2/PSD3, FDX, and CDR
- Expertise in OAuth 2.0, OpenID Connect, FAPI, PKCE, and mTLS
- Cloud architecture experience across Azure, AWS, or Google Cloud

Apply enterprise architecture leadership, API security expertise, and payments knowledge to advance BMO Financial Group’s Open Finance capabilities.

📌 Open Finance Enterprise Architect (Toronto)
🏢 Bank N.a.
📍 Toronto