Credit analysis and financial spreading define this Senior Analyst prospect with Scotiabank in Anjou or Montreal, Quebec, supporting Commercial Automotive portfolios.

The Senior Analyst contributes to profitable portfolio growth through credit administration, financial statement analysis, rating activities, and condition monitoring. You will maintain accurate systems, support credit preparation, and complete analytical and fulfillment tasks. The work includes regular collaboration with English-speaking clients and colleagues across Toronto and elsewhere.

Key Responsibilities:

- Spread interim and annual financial statements in CreditLens
- Perform trend analysis and determine client risk ratings
- Monitor reporting requirements in Task Manager
- Escalate covenants, offside conditions, and material deterioration
- Support Sr. CSMs and CSMs with credit preparation

Requirements:

- Sound credit skills, including deal writing and risk assessment
- Intermediate accounting and financial statement analysis knowledge
- Solid problem-solving and solutions-oriented abilities
- Knowledge of commercial lending products and automotive floor planning
- French and sufficient English for regular collaboration

Apply credit judgment, financial analysis, and portfolio monitoring skills while supporting Scotiabank's Commercial Automotive business.

📌 Senior Credit Analysis Specialist (Montreal)
🏢 Scotiabank
📍 Montreal