Senior Loan Review Analyst

Location:

Denver, CO (In-Office)

Job Type

Full time Exempt

Salary:

$96,000
- $139,700/YR *Actual offer will be based on experience, location, education, and/or skills
* Applications should be submitted for consideration no later than 10/31/2026. Who We’re Looking For

You are an experienced credit risk professional with deep expertise in loan review, credit risk assessment, and commercial lending. You enjoy evaluating complex credit relationships, identifying emerging risks, and providing independent challenge that strengthens portfolio quality. You bring strong analytical skills, sound judgment, and the ability to communicate findings effectively to stakeholders at all levels of the organization.

About the Role

The Senior Loan Review Analyst serves as the department’s subject matter expert and lead reviewer, responsible for evaluating the Bank’s most complex, high-risk, and specialized credit relationships. This role provides independent assurance regarding underwriting quality, risk rating accuracy, portfolio management practices, and emerging portfolio risks across the Bank’s consumer and commercial lending portfolios. The Senior Loan Review Analyst leads complex review engagements, promotes consistency in loan review methodology, and provides technical guidance and mentorship to other Loan Review team members. The position regularly communicates significant findings, portfolio trends, and risk themes to senior management and may present information to executive and Board-level committees. What You’ll Do

Act as reviewer-in-charge for the Bank’s most complex, high-risk, syndicated, specialized, and large-dollar lending relationships, including planning review scope, overseeing review execution, and conducting independent assessments of underwriting quality, repayment capacity, collateral protection, loan structure, covenant compliance, risk ratings, and policy adherence. Serve as the department’s technical resource for loan review methodology, credit risk assessment, regulatory expectations, and risk rating practices. Perform quality assurance reviews of completed review engagements to promote consistency, accuracy, and adherence to established loan review standards and methodologies. Conduct stress testing, concentration analysis, and other portfolio risk assessments to identify emerging risks, potential areas of concern, and the impact of adverse economic conditions on portfolio performance. Lead or assist with the development and enhancement of loan review methodologies, procedures, reporting, risk assessment tools, and departmental best practices. Prepare and communicate significant findings, risk rating recommendations, portfolio trends, and emerging risk themes to relationship bankers, management, executive leadership, and governance committees. Support regulatory examinations, internal audits, and external audits by explaining loan review methodologies, conclusions, and departmental practices. Mentor and develop Loan Review Analysts through training, coaching, quality feedback, and ongoing technical guidance. What You Bring

Bachelor’s Degree in Finance, Accounting, Business Administration, Economics or related field required. 7-10 years loan review, credit risk management, commercial credit analysis, credit administration, regulatory examination, or a related lending risk function required. Advanced knowledge of commercial, consumer, and residential mortgage lending principles and underwriting practices. Ability to independently challenge risk ratings and credit decisions. Skilled in identifying emerging portfolio risks and systemic issues. Proficient in Loan Policy to properly identify exceptions. Ability to communicate findings and risk rating changes objectively and professionally while maintaining collaborative relationships. Knowledge of regulatory guidance, banking compliance requirements, and risk management practices. Proficient with loan origination systems, financial spreading software, and Microsoft Office applications. Formal Commercial Credit Training (e.g. CRC or equivalent) preferred.

What We Offer

Competitive base

salary:
$96,000
- $139,700/YR , plus strong bonus potential. 401(k) plan with employer match. Paid parking and transportation benefits. Comprehensive health and wellness benefits, including:

Health savings accounts (HSA) Flexible spending accounts (FSA) Medical, dental, and vision coverage

Generous paid time off and bank holidays. Access to training and professional development programs. Sponsorship and support for obtaining professional certificates. A culture of collaboration, continuous improvement, and shared success. Who We Are

At First Western Trust, we’re more than just a financial institution—we’re a team of forward-thinkers committed to excellence, innovation, and impact. Our culture thrives on teamwork and mutual respect, grounded in the belief that di

📌 Senior Loan Review Analyst (Canada)
🏢 First Western
📍 Canada