Requisition ID: 277323Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.Join a winning team at Scotiabank!Are you enthusiastic about making an impact for Canadian businesses? In Canadian Commercial Banking, we do not just serve businesses - we serve possibilities.About the Opportunity:TheCredit Solutions Associate (CSA)plays a key role in supporting Client Relationship Managers withend-to-end credit underwriting supportfor growth clients withinCommercial Banking Distribution. In this role, you will work closely with internal partners and directly with clients to support financial reporting, funding requirements, onboarding needs, and the resolution of escalated client challenges. This position is focused on the Growth Segment and less complex Core clients.How You Will Make an Impact:Champion a customer-focused culturethat deepens client relationships and leverages broader Bank relationships, systems, and knowledge.Partnerclosely with Client Relationship Managers to support a portfolio of existing and prospective commercial clients.Conduct thoroughcredit analysis and evaluationof loan applications, including required due diligence from commercial clients.Assess the financial health, creditworthiness, and risk profile of potential borrowers.Prepare detailed credit reports and recommendationsto support credit approval decisions.Analyze financial statements, credit reports, and other documentation to identify potential risks and opportunities.Monitor and manage the credit risk portfoliowhile ensuring alignment with the Bank’s risk management policies and procedures.Proactively identify, escalated, and help mitigate potential credit risks through ongoing monitoring and analysis.Contact clients for financial reporting, spread financial statements, projections, and borrowing bases, review results, and update appropriate systems.Ensuredocumentation is organized, accessible, and compliant with the Bank’s record-keeping policies.Stay currentwith regulatory requirements,



internal processes, policies, guidelines, and industry best practices.Apply the Bank’sriskappetite and risk culturein day-to-day activities and decisions.What You will Bring to the Team:You bring astrong foundation in Credit Analysis, a client-first mindset, and the ability to manage multiple priorities with accuracy and professionalism. You are comfortable working with financial information, collaborating across teams, and supporting timely, thoughtful credit decisions for Commercial Banking clients.Must-haveEducation : College or university degree, or equivalent work experience in a related field.Strong Knowledge of financial statements and credit analysis .Knowledge of credit structuresand applicable risk management practices.Strong commitment to excellent client service, with the ability to resolve client issues in an amicable and timely manner.High attention to detailand strong organizational skills, with the ability to manage multiple tasks and priorities effectively.Ability to work collaborativelywith Client Relationship Managers, internal partners, and clients.Flexibility to adaptto a wide variety of tasks in a fast-paced Commercial Banking environment.Nice-to-haveWorking knowledge of Commercial Banking products and services.Experience using Commercial technology platforms such asSalesforce, Intralinks, and Microsoft Teams .Experience supporting financial reporting, borrowing bases, projections, and portfolio monitoring activities.Familiarity with regulatory frameworks, internal policies, procedures, and industry best practices.What’s in it for You?When you join the bank, you are not just taking a job,



you’re becoming part of a culture that values inclusion, accountability, integrity, and client-centricity – that is our ScotiaBond which is the foundation for how we support our people and deliver for our clients .As an employee in Canadian Commercial Banking at Scotiabank, you can expect:A competitive Total Rewards packageincluding performance-based bonuses, flexible benefits, and market-leading compensation.Ongoingcareer development and coachingfrom experienced leaders, with clear opportunities to grow within Commercial Banking and across Scotiabank.The chance toown and grow a high-impact client portfolio, with real accountability and visibility in your market.A dynamic, cooperative, and high-performing teamthat values partnership, inclusion, and shared success.Exposure to a broad range ofindustries, clients, and complex financial solutions, accelerating your learning and expertise.** 12 month Mat Leave#CBBJobs2026Location(s): Canada : British Columbia : LangleyScotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.#J-18808-Ljbffr

📌 Credit Solutions Associate, Commercial Banking - Kelowna/Prince George Area (Winnipeg)
🏢 Scotiabank
📍 Winnipeg