Analyze business credit portfolios at BMO using lending expertise, financial assessment, and risk-informed decision making in commercial banking.
This credit analyst role supports business banking through comprehensive client credit analysis and lending recommendations. You will assess financial health, credit risk, security valuations, and lending applications. The work requires compliance with Bank policies, regulatory requirements, and internal controls.
Key Responsibilities: Analyze client portfolios and business lending applications
Develop risk profiles and structure lending proposals
Make credit decisions within prescribed discretionary limits
Confirm security valuations and application completeness
Resolve audit and quality-check inquiries
Requirements: Four to six years of relevant experience
Post-secondary degree or equivalent education and experience
Advanced business banking and lending process understanding
Robust credit qualification and adjudication knowledge
In-depth analytical, communication, and problem-solving skills
Apply credit analysis, lending expertise, and data-driven judgment to support sound business banking decisions at BMO.

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📌 Business Banking Credit Analyst (Ontario)
🏢 BMO
📍 Ontario