We’ve earned prestigious accolades such as Waterstone Canada’s Most Admired Corporate Cultures , Canada’s Top Growing Companies , and the TSX30 , highlighting us as one ofthe top performers on the TSX. We’re also honoured to be named a Greater Toronto Top Employer and recognized by Great Place to Work® as having the Best Workplaces for Women & Most Trusted Executive Teams , and included on TIME Magazine’s 2025 list of Canada’s Best Companies . These honours reflect our commitment to fostering an inclusive, high-performance culture where talent thrives and innovation drives us forward. As one of Canada’s leading alternative consumer lenders, we’re passionate about helping everyday Canadians create a brighter future. goeasy Ltd. is seeking a Senior Risk Analyst to join our Risk and Analytics team. This role will leverage solid analytical and problem-solving capabilities to support credit risk management, portfolio monitoring and data-driven decision-making. Reporting to the Senior Manager, Risk and Analytics, the Senior Risk Analyst will help develop, implement and enhance risk strategies, analytics, monitoring and controls that support sound credit risk management and profitable growth. The role will also provide in-depth analytics and insights to business partners across the organization, working cross-functionally to support evolving business and data needs. Data mining, Modelling and Analysis: Conduct guided analytical dives to properly diagnose, document and report on the drivers of unexpected changes to portfolio/origination composition and credit performance across multiple lending channels including retail, online lending and alternative. Assist Risk and Analytics leadership by supporting the development of risk models for the purposes of origination,
account management and collections Perform analysis leading to credit strategy optimization, including but not limited to customer risk segmentation development that improves the portfolio’s risk-reward profile Forecast, track and measure key business metrics including loss rates, approval rates, loan conversion rates, and credit quality for new initiatives and marketing campaigns Maintain a standard set of risk and performance reports that evaluate the overall credit risk of the portfolio Apply observations to loss forecasting models to capture current trends and communicate to Senior Management to identify risks and opportunities to the forecast Conduct sensitivity and scenario analyses to understand the impact of exogenous factors, policy and operational changes on delinquency and charge off levels Assist Risk and Analytics leadership by providing an objective assessment of the risk profile and performance of the easyfinancial portfolio as well as the overall business unit by regularly monitoring key risk indicators, conducting periodic credit reviews, and consistently communicating findings Robust knowledge of quantitative methodologies, risk models and tools ~ Strong technical knowledge of statistical analysis, modeling techniques ~ Superior analytical skills – demonstrated ability to understand complex problems, detect trends,
and understand data to develop and formulate solutions ~ Possess a solid understanding of data extraction/mining/modeling tools including SAS and SQL ~Able to convey complex information and concepts in understandable terms, tailors message and content to the intended audience ~ Flexibility to adapt to an evolving workplace with shifting priorities with the capacity to handle multiple competing demands and meet tight turnaround timelines
We offer
a Flexible Work Program that provides you the ability to work three days onsite per week , from our Mississauga office. $79,750.00 – $93,500.00 CAD (includes base salary and bonus) Our compensation ranges are thoughtfully designed to reflect market competitiveness, internal equity, and the experience andimpacteach candidate brings to the role. Atgoeasy, we believe transparency fosters trust — and that rewarding performance with fair, competitive pay and meaningful growth opportunities is key to our success. Annual bonus that rewards your hard work and dedication. Employee discounts on furniture, electronics, and appliances. Expand your financial knowledge through engaging Financial Literacy Learning opportunities. Enjoy company-paid volunteer days to give back to the community. Access 24/7 healthcare with Virtual Doctor Appointments. Personalize your benefits with a flexible modular benefits package. Stay fit and energized with exclusive access to our on-site private gym at our head office. Internal development training programs and platforms including job‑specific training, career coaching, leadership excellence, mentorship, and many others. Enjoy a state‑of‑the‑art office space with perks like a games room, a healthy snack program, a fitness studio, free gated parking, and more Diversity, Inclusion, and Equal Opp
📌 Senior Risk Analyst (Canada)
🏢 goeasy
📍 Canada