Title: ScotiaHelps Advisor, Business Banking Customer Fulfillment/Experience
- Ensure the delivery of customer service fosters overall customer and business line/department satisfaction by: Providing human, straightforward, and knowledgeable service through daily interactions to create a relationship of mutual trust and confidence with customers and fellow employees; Understanding the customers’ circumstances and matching appropriate solutions through sound knowledge of collection practices, policies and procedures; Addressing and resolving customer concerns, inquiries, issues or complaints on loan contracts in arrears; Being upfront with customers when the Bank cannot provide the solution they seek, offering an explanation as to why and suggesting alternatives; Preparing correspondence including demand letters in a manner that reflects Bank policies and guidelines while conveying a tone that protects integrity of the customer; Escalating more serious situations/problems to the ScotiaHelps Team Lead, Small Business Front End Collections, as required for speedy and equitable resolution. Business Plan Execution – Supports Bank’s business plans, and business objectives for the department by: Evaluating the client’s current financial situation and applying solid credit knowledge combined with creativity and ingenuity in the management of problem accounts while obtaining customer cooperation and protecting the Bank’s interests; Primary emphasis on rehabilitating accounts and retaining sound, profitable business for the Bank by acting in a timely manner to identify the risk associated with all assigned accounts and executing prompt action to minimize losses and secure the Bank’s position; Discussing contractual loan payment arrangements with customers before offering revised or reduced payments,



terms and conditions; Negotiating alternate payment arrangements including token or reduced payment amounts from customers and accurately communicating the revised terms and conditions of the loan; Recommending or taking action to ensure past customer commitments have been met including resolving persistent payment problems; Makes sound decisions on accepting, rejecting or offering amended payment terms and settlements while conforming to Bank policies and procedures. Reporting and escalating any unusual occurrences or fraudulent activities evidenced through customer conversations and/or payment verification directly to the Team Lead, Manager or Director, Front End Collections; Conducting timely and constructive collection activity by telephone, letter, text message, e-mail, or other appropriate means; Utilizing the collection system to facilitate communication within the department, among team members and/or referral of the account to the Team Lead or Manager, Front End Collections; Completing updates to all appropriate Bank systems; Maintain the integrity and confidentiality of the Bank and Customer information as set out in Scotiabank’s Privacy Code; Adhering to regulatory and Internal Bank guidelines as required and maintaining awareness throughout the year, ensuring compliance with AML (Anti-Money Laundering), KYC (Know Your Customer) and Privacy policies.



Assisting with the training of current team members or the monitoring of cross-training initiatives within the department; Actively participating in and contributing to coaching sessions, touch base and team meetings; Fostering a performance-oriented culture of open and honest communication; Developing and executing a meaningful personal development plan. Countries / regions / business units supported: Systems: All internal bank systems (i.e., Post-secondary education, with minimum 1 year of experience in the collection of delinquent or overdue accounts in the financial services industry or experience collecting on delinquent accounts is preferred. Branch working experience is considered an asset; Ability to deal effectively with Branch and/or customer inquiries, concerns or complaints and provide prompt and accurate resolution to complete satisfaction of all involved parties; Experience with Microsoft operating systems including Word, Excel, Outlook and the Internet; Sound knowledge of the Bank’s products, services and operating systems; An understanding of payment collection systems is an asset. Bilingual (English and French) required. Work in a standard office-based environment including hybrid; Hours of operations 8:00 am – 6:00 pm, Monday to Friday. you will be scheduled within these times. Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets. At Scotiabank, we value the unique skills and experience

📌 ScotiaHelps Advisor, Business Banking (Ottawa)
🏢 Scotiabank
📍 Ottawa