What is the chance? GRM Commercial & Wholesale Credit Risk provides independent risk assessment and adjudication for RBC's large corporate clients. In this Director role, you will be responsible for overseeing a portfolio of accounts including clients across the Capital Markets and Corporate Client Group business lines. You will mentor team members, drive process improvements, and provide senior-level risk decisioning that balances client credit needs with RBC's risk objectives.What will you do? Lead oversight, monitoring and approval of complex credit requests for a portfolio of real estate clientsDeliver credit recommendations with clear rationale to senior stakeholders and business leadershipBuild and maintain close relationships with key internal stakeholders, including front-line credit originatorsLead enterprise projects to enhance internal risk frameworks and processesMonitor borrower and industry performance through continuous oversight of financial information, regulatory changes, and real estate market dynamicsProvide coaching and development support to junior team members, championing a culture of high performance, responsiveness and continuous improvementWhat do you need to succeed? Must-Haves 5+ years experience in real estate (financing, valuation, assessment, etc.), corporate lending, credit structuring, and/or financeComprehensive understanding of financial statements with experience in complex financial analysis and credit decisioningAdvanced communication and presentation skills,



including a proven ability to articulate recommendations to senior stakeholdersAnalytical and strategic mindset with the ability to identify emerging risks and develop forward-looking recommendationsProven ability to manage multiple competing priorities, navigate ambiguity, and resolve complex issuesAbility to lead collaboratively across functions to develop effective solutions and strategic recommendationsNice-to-Haves Completed MBA and/or post-graduate degree, CPA and/or CFAExperience with online research tools (Co Star, Green Street, Capital IQ, S&P/Moody's/Fitch ratings)Understanding of financial institution risk policies and governance frameworksPrior team leadership or supervisory experience in credit risk or related functionsWhat's in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.A leadership role in a team-oriented environment with a focus on learning and developmentLeaders who support your development through coaching and strategic opportunitiesAbility to make a difference and lasting impact on enterprise risk strategyRBC is committed to supporting flexible work arrangements when and where available. Details to be discussed with Manager.Job Skills Accounting Finance, Commercial Loan Review, Confidentiality, Credit Analysis, Credit Risks, Detail-Oriented, Finance, Financial Analysis, Financial Statement Analysis, Risk Management, Risk StrategiesAdditional Job Details Address: ROYAL

📌 Director, Grm Commercial & Wholesale Credit - Real Estate (Toronto)
🏢 RBC
📍 Toronto