At Outhire, we believe in revolutionizing the hiring process to make it more equitable and enjoyable for everyone involved. Our innovative approach puts candidates front and center, offering in-depth looks at open positions, personalized advice, and interview preparation. But we don't stop there - our Visual Resume feature ensures that hiring managers see the complete picture of who you are and what you bring to the table while eliminating biases you may face with traditional hiring practices. With Outhire, you can trust that we'll work tirelessly to match you with the role that truly fits your skills, experience, and aspirations. Join us in our mission to create a better hiring experienceTITLESALARY RANGE$75,000 - $85,000CASH BONUSDiscretionaryTHE PERKS3 weeks of vacationLOCATIONToronto, ONTHE OFFICEPermanently In-OfficeTEAM SIZE4 peopleTHE ROLEA key contributor role managing the financial servicing and administration of commercial mortgage portfolios across multiple loan types and provinces.Loan Documentation & Analysis (30%)Financial Operations & Trust Administration (30%)Process Improvement & Training (20%)THE TASKSLoan Documentation & AnalysisReview and interpret commercial mortgage loan documentation and input loan parameters into servicing systems to ensure accurate financial tracking and reportingAnalyze and process complex borrower transactions including loan renewals, extensions, amendments, assumptions, and advances, assessing financial and contractual implicationsPrepare and review borrower notices for loan maturities, interest rate step-ups, prepayments, and mortgage discharge statementsObtain, review, and analyze borrower financial information including rent rolls, operating statements, and net worth statements to assess ongoing financial performance and credit riskOversee the work of other analysts for all entry of loans in servicing software in accordance with parameters outlined in loan documentsProvide senior-level support for borrower and investor inquiries by evaluating financial data and contractual obligations to resolve servicing mattersFinancial Operations & Trust AdministrationComplete trust account administration including reconciling and analyzing monthly mortgage payment collections, movement of money between trust accounts by province and product type, and banking activityEnsure accurate processing of collections and remittance of principal, interest, and fees to investorsReview and set up flow of funds and banking operations within the banking platformAnalyze and approve reserve disbursements by reviewing supporting financial documentation and ensuring conditions for release are met under loan agreementsUnderwrite financial information in line with regulatory and servicing requirements for compliance on loan covenants, reporting requirements, and risk indicatorsAct as a senior technical resource during internal and external audits for rating agencies, lenders, servicing agreements, provincial mortgage regulators, and auditorsOversee the monitoring and remittance of property taxes and insurance renewals, assessing adequacy of coverage and compliance with contractual requirementsProcess Improvement & TrainingAssist in updating procedure documents, negotiating servicing agreements with potential new lenders, and training new analystsServe as the servicing system technology expert, collaborating with the platform and IT implementation team to create operational efficiencies, automations, and updates based on evolving business and regulatory requirementsTHE COMPANYA growing commercial mortgage lender providing financing solutions across all Canadian provinces, with capabilities spanning insured, syndicated, and conventional lending products. The company operates with a lean, entrepreneurial structure and is focused on building its next generation of leadership as the business continues to scale.THE OPPORTUNITYJoin a tight-knit servicing team at a pivotal growth stage where breadth of exposure across loan types and provinces is built directly into the role.



Ideal for someone currently in a larger institution who is looking for broader responsibility, direct interaction with senior leadership, and a clear trajectory toward advancement.THE EXPECTATIONS TIMELINE PREVIEWBy Month 1Complete onboarding and document all existing servicing processes, templates, and checklistsBuild relationships with key team members, internal stakeholders, and external partnersGain familiarity with the servicing system, trust account structures, and portfolio compositionBy Month 3Independently manage routine loan documentation entry and borrower transaction processingTake ownership of trust account reconciliations and payment processing cyclesDevelop working knowledge of compliance and regulatory requirements across provincesBegin reviewing and supporting the work of junior analystsBy Month 6Manage the full scope of loan servicing responsibilities with minimal oversightLead borrower and investor communications independentlyContribute to procedure documentation updates and system improvement initiativesSupport internal and external audit processes as a technical resourceBy Month 12Operate as the senior technical resource within the servicing teamDrive process improvements and automation initiatives across servicing workflowsMentor and oversee the work of junior analysts on a day-to-day basisPosition for advancement within the evolving team structureTHE SKILL SETUndergraduate degree in Finance, Accounting, Economics, or Business AdministrationA minimum of 3 years of experience in commercial mortgage servicing or administrationIntermediate to advanced proficiency in Microsoft ExcelExperience with AI tools, Python, or VBA is considered an assetStrong communication skills with the ability to multitask and prioritize competing demands in a rapid-paced environmentONLY QUALIFIED CANDIDATES WILL BE CONTACTED.#J-18808-Ljbffr

📌 Senior Analyst, Commercial Lending - $70,000 - $85,000 A Year (Winnipeg)
🏢 Fairstone Bank
📍 Winnipeg