Analyze complex mortgage files for Gold Lion Mortgages in Calgary, specializing in income verification, deal structuring, and lender submissions. This is a full-time, permanent position.
As Senior Mortgage Underwriter, you will own each credit file from document intake through funding. Apply self-employed income analysis, GDS/TDS calculations, credit review, and A, B, and private lending knowledge. You will package files for approval while keeping brokers, clients, realtors, and lawyers informed.
Key Responsibilities:
- Audit documents, down payment sources, and financial profiles
- Calculate qualifying income across complex borrower scenarios
- Match files with suitable lenders and products
- Submit files and transparent conditions within stated timelines
- Maintain CRM updates through approval and funding
Requirements:
- 2–3+ years Canadian residential mortgage underwriting experience
- High proficiency analyzing self-employed income documentation
- Knowledge of OSFI B-20 and default insurance protocols
- Experience across A, B, and private lending
- Finmo, Velocity, or Filogix Expert experience
Bring accurate underwriting, decisive deal structuring, and clear lender communication to Gold Lion Mortgages' Calgary team.