Apply advanced credit judgment to automotive lending decisions as a Manager, Credit Risk with Scotiabank in Canada. Support timely, consistent adjudication within established limits. This Manager, Credit Risk role supports Scotiabank’s Adjudication Centre of Expertise and Global Operations. You will analyze complex applications, assess financial information, and apply lending policies within the Bank’s Risk Framework. The work includes credit structuring, regulatory compliance, partner guidance, and documented decision-making.
Key Responsibilities
- Analyze complex applications, submissions, documents, and credit rationales
- Approve or decline applications within established lending limits
- Recommend credit requests exceeding established authority limits
- Coach partners and provide credit recommendations or alternatives
- Escalate AML, KYC, Privacy, and compliance issues
Requirements:
- Comprehensive knowledge of Bank products and services
- Expertise in lending policies, financial analysis, and risk assessment
- Proven credit judgment and financial statement analysis ability
- Robust analytical, organizational, and decision-making skills
- Bilingual English and French communication skills Bring advanced credit judgment, risk assessment, and partner management skills to Scotiabank’s automotive credit adjudication operations.