Location & Working Hours

Work Location: Toronto, Ontario, Canada Hours: 37.5 Line of Business: Legal Pay Details: 165 000 $/$165,000 - 210 000 $/$210,000 CAD The pay details posted reflect a temporary market premium specific to this role that is reassessed annually. TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description

TD Legal TD Legal is dedicated to providing industry-leading strategic legal advice and risk-calibrated counsel to all TD business segments and corporate functions. Collaborating with talented colleagues and partners in a variety of legal specializations, members of TD Legal have the chance to develop their skills every day. From mentorship and training programs to leadership development, we will help you realize your full potential and achieve your career goals. Canadian Banking Canadian Banking is comprised of TD's Canadian personal banking and business banking segments and is the engine of TD Bank representing over 35% of the bank's revenues. Our dynamic, talented and collegial team of legal professionals provide advice about a wide range of legal issues in Canadian Banking.



We are a results-driven, high-performing team and in this role, you will have the opportunity to support multiple business teams and stakeholders across the enterprise, delivering strategy, risk mitigation, and legal guidance.

Role Overview & Key Responsibilities

The Senior Counsel, Commercial Banking & Lending, provides legal advice and manages legal risk in support of key business within TD Canadian Commercial Banking, including Small Business Banking, Commercial Banking, National Accounts and other specialty banking teams that deliver financing and banking solutions to commercial clients across a broad range of industries. You will:

- Provide legal advice and transactional support for complex commercial lending, leasing and other structured financing transactions
- Lead legal negotiations and draft or review a broad range of financing and security documentation, including intercreditor and priority agreements, security agreements, postponement agreements, shareholder agreements, purchase agreements and other commercial contracts
- Advise business and credit teams on secured lending matters, including security structuring, perfection, priority, and enforcement considerations across Canadian jurisdictions
- Review, assess and provide guidance on escalations from Commercial Banking Centres relating to deposit account matters,



cash management services and related operational or transactions issues
- Deliver practical, risk-based legal advice on complex matters while balancing legal, regulatory, operational and business considerations
- Support strategic initiatives and internal projects with legal insight and leadership
- Develop and maintain standard form documentation, policies and procedures to support productive and consistent business practices
- Monitor legal and regulatory developments affecting commercial lending to ensure compliance will all relevant laws and regulations
- Deliver training to business, credit and operations partners on lending, security and legal risk matters
- Partner with product, technology, compliance and other risk and control functions to structure innovative solutions in a manner that balances client experience, speed-to-market, and regulatory compliance
- Think innovatively about product development and enhancements, services delivery and advice-giving
- Be adaptable to change and comfortable navigating ambiguity
- Simplify complex and novel legal problems into concepts that colleagues can understand
- Identify issues and provide practical insight into risks to assist colleagues in making decisions
- Build an understanding of colleagues' roles and accountabilities to recognize opportunities to use legal expertise to contribute to business solutions and enable business strategy
- Mentor and provide leadership and guidance to other legal team members on emerging product-related issues and best practices
- Anticipate the information needs of business partners
- Establish systematic approaches to legal advice and communication
- Deliver difficult messages without jeopardizin

📌 Senior Counsel– Commercial Banking (Toronto)
🏢 TD Bank Group
📍 Toronto