The Core Responsibilities Credit Risk Governance Provide independent and effective challenge to credit policy and credit procedure changes, amendments, and work collaboratively on new developments as proposed by the Business Lines Monitor the loan portfolios for relevant trends, insights and provide ad-hoc credit risk reports to members of senior management and to support quarterly board reporting Liaise and maintain strong relationships with the credit functions across the business lines to ensure that credit policies are adhered to in the organization Monitor exception frameworks in the business lines and escalate relevant trends and insights Support in managing responses to recommendations/requests from OSFI and Internal Audit to ensure they are timely and accurate Support the Senior Director, Credit Risk Management and Quality Assurance leaders in ongoing and continuous improvement initiatives to generate operational efficiencies Lead Quality Assurance initiative and ongoing reviews for Merchant acquiring business unit Provide effective challenge of changes to policy/procedures/processes proposed by the Retail business units and make recommendations to Senior Director,



Credit Risk Management New Products and Initiatives Ensure proposed products are in alignment with the bank’s credit risk appetite as articulated in credit policies and procedures and that satisfactory risk mitigation strategies have been discussed and documented Review and recommend Credit Risk support of new initiatives to the Senior Director, Credit Risk Management Let's Talk About You Have a minimum of 5-8 years of lending experience with expertise in a combination of commercial banking, retail lending including Single Family mortgages, construction and commercial mortgages, and portfolio management/analytics experience Post-secondary education (diploma/degree), preferably in business or finance with an MBA or accounting designation Demonstrated leadership skills and strategic thinking Proven ability to thrive in a constantly changing environment and to perform well in a high volume, high intensity setting Proven ability to inspire a team to work toward a set of goals and objectives Highly developed verbal and written communication skills with the ability to communicate to Senior Management in a clear, concise and professional manner Strong understanding of real estate/commercial/asset-based underwriting and valuation techniques, financial statement analysis, secured lending and factors affecting the mortgage market Strong analytical and problem-solving skills Strong organizational and time management skills Ability to handle multiple competing priorities is a must What we offer [For full-time permanent roles] Competitive discretionary bonus Market leading RRSP match program Medical, dental, vision, life, and disability benefits Employee Share Purchase Plan

📌 Senior Manager Credit Risk Management (Toronto)
🏢 Equitable Bank
📍 Toronto