Mortgage Underwriter & Fulfillment Specialist This is a confidential search being managed by The HR Pro on behalf of our client. Full details regarding the client will be shared with shortlisted candidates during the interview process.

Our client is an independent mortgage brokerage based in Alberta. The brokerage focuses on providing clients with expert guidance, access to multiple lending options, and a seamless mortgage experience from start to finish while building long term relationships.

This is not a sales role.

Instead, this opportunity is ideal for an experienced mortgage professional who enjoys the operational side of the business -coordinating mortgage fulfillment activities, managing lender conditions, maintaining compliance standards, supporting client communication, and ensuring mortgage transactions move efficiently from application through funding. Robust mortgage underwriting knowledge is important, as are skills in fulfillment, file management, compliance, and lender coordination.

The successful candidate will play a key role in supporting clients, lenders, and referral partners by managing the underwriting, fulfillment, documentation, and compliance requirements necessary to deliver a seamless mortgage experience.

This is a fully remote position. While we welcome applications from across Canada, preference will be given to candidates located in Alberta.Candidates outside Alberta must be licensed in Alberta.

The Role
As the Mortgage Underwriter & Fulfillment Specialist, you will take ownership of mortgage files following the initial client consultation and support them through file review, underwriting, lender submission, fulfillment, compliance, and funding.

While this role includes reviewing and assessing mortgage applications, a significant portion of your time will be focused on underwriting, lender submission, fulfillment, compliance and funding.While this role includes reviewing and assessing mortgage applications, a significant portion of your time will be focused on underwriting, lender coordination, document collection and management, condition fulfillment, compliance and ensuring files progress efficiently through the mortgage process.

You will also serve as a key point of contact for clients and lending partners, helping deliver a professional, responsive, and organized experience from submission through funding.





In addition to supporting active mortgage files, you will assist with CRM management, workflow coordination, document collection, and the overall organization of the business.

Key Responsibilities
Review mortgage applications and conduct a thorough review of each application for completeness, accuracy and lender guideline compliance.

Identify potential concerns or documentation gaps early in the process

Structure the mortgage and recommend the most suitable mortgage product, lender, and financing strategy based on the client's goal and qualifications.

Prepare high quality lender submissions and present complete, accurate, and well structured files that clearly tell the client's story and support the approval request.

Provide underwriting insight on self-employed, rental, alternative, and more complex lending scenarios as required

Ensure files are complete, logical, and positioned for successful lender review

Fulfillment, Compliance & Lender Coordination
Submit mortgage applications through lender and broker platforms

Manage lender communication, conditions, and follow-up requirements

Coordinate outstanding documentation with clients and third parties

Monitor timelines and proactively move files toward approval and funding

Ensure files meet compliance, documentation, and audit requirements

Maintain accurate records and organized file documentation throughout the process

Troubleshoot challenges and identify solutions to keep transactions progressing smoothly

Client Communication & File Coordination
Serve as a key point of contact for clients throughout the mortgage process

Provide timely updates and maintain proactive communication

Coordinate document collection and outstanding requirements

Support clients through the fulfillment process from submission to funding

Ensure a positive, skilled, and organized client experience

Assist with post-funding follow-up activities as required

Systems, Processes & Administration




Maintain accurate and organized electronic files

Support CRM management, workflow tracking, and file progression

Help improve systems, efficiencies, and operational workflows

Support client communication processes and follow-up activities

Contribute to the overall organization and efficiency of the business

What Success Looks Like
Mortgage files are processed accurately and efficiently from submission through funding

Documentation is complete, compliant, and lender-ready

Lender conditions and deadlines are managed proactively

Clients receive timely communication and professional support throughout the process

Files move forward with minimal oversight

Systems, records, and workflows remain organized and up to date

The successful candidate becomes a trusted and reliable extension of the business

Requirements
Minimum 5 years of experience in mortgage fulfillment, underwriting support, mortgage administration, or mortgage operations within the Canadian broker channel

Strong understanding of the mortgage process from application through funding

Experience working with lender submissions, conditions, document collection, and fulfillment activities

Familiarity with A, B, alternative, private, and credit union lending environments

Working knowledge of mortgage underwriting principles and lender guidelines

Experience reviewing income documentation, credit reports, and supporting mortgage documentation

Strong attention to detail with a focus on accuracy, compliance, and file quality

Excellent organizational and time management skills

Strong written and verbal communication skills

Ability to manage multiple files and competing priorities simultaneously

Comfortable working independently in a fully remote environment

Proactive, resourceful, and solution-oriented approach to problem solving

High level of professionalism and commitment to client service

Preferred Qualifications Active Mortgage Agent or Mortgage Broker license in Alberta

Experience using Finmo, Filogix, Jungo and Salesforce

Experience working with self-employed borrowers, rental property financing, and alternative lending scenarios

Exposure to commercial or development financing

Experience supporting a high-volume mortgage skilled or brokerage environment

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📌 Mortgage Underwriter & Fulfillment Specialist (Alberta)
🏢 The HR Pro
📍 Alberta