Analyze complex mortgage files for Gold Lion Mortgages in Calgary, specializing in income verification, deal structuring, and lender submissions. This is a full-time, permanent position.
As Senior Mortgage Underwriter, you will own each credit file from document intake through funding. Apply self-employed income analysis, GDS/TDS calculations, credit review, and A, B, and private lending knowledge. You will package files for approval while keeping brokers, clients, realtors, and lawyers informed.
Key Responsibilities: Audit documents, down payment sources, and financial profiles
Calculate qualifying income across complex borrower scenarios
Match files with suitable lenders and products
Submit files and explicit conditions within stated timelines
Maintain CRM updates through approval and funding
Requirements: 2–3+ years Canadian residential mortgage underwriting experience
High proficiency analyzing self-employed income documentation
Knowledge of OSFI B-20 and default insurance protocols
Experience across A, B, and private lending
Finmo, Velocity, or Filogix Expert experience
Bring accurate underwriting, decisive deal structuring, and clear lender communication to Gold Lion Mortgages’ Calgary team.