Assess personal lines risks and manage insurance portfolios through analytical underwriting, negotiation, and sound judgment. This role focuses on medium complexity business.
As a Personal Lines Underwriter II, you will evaluate renewals, endorsements, and new submissions within Heartland Mutual Insurance. Apply underwriting philosophy, prepare policy terms, and support profitable business decisions. The work requires insurance industry experience and understanding of Personal Lines contracts.
Key Responsibilities: Underwrite and negotiate renewals, endorsements, and recent business
Gather customer information and analyze relevant risk data
Prepare insurance policy terms and conditions
Manage underwriting portfolios within the operational plan
Ensure practices comply with regulatory obligations
Requirements: Previous insurance industry experience
Solid understanding of Personal Lines contracts
Proven decision-making and analytical skills
Post-secondary education or equivalent experience
CIP designation preferred
Apply personal lines underwriting expertise, portfolio management, and risk analysis to support Heartland Mutual Insurance business decisions.

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📌 Personal Lines Underwriter Portfolio Manager (Ontario)
🏢 Heartland Mutual Insurance
📍 Ontario