About Us

A leader in automotive financing, Iceberg Finance is a Fintech company that has experienced exceptional growth in recent years, notably through the major acquisition of iFinance Canada in 2022. A finalist in 2022 and 2023 among the top lenders recognized by the Canadian Lender Association (CLA), Iceberg Finance aims to rank among the top three specialized and alternative lenders in Canada within the next year.

Position Summary

Reporting to the Director of the Credit Department, the Credit Analyst will be responsible for evaluating automotive financing applications from individual customers, optimizing decision-making (speed and quality), preventing fraud, and ensuring regulatory compliance while delivering a smooth and effective experience to partner dealerships.

Key Responsibilities

- Analyze submitted applications,



including identity, income, employment stability, credit history, outstanding debts, debt-to-income ratios, and repayment capacity.
- Assess vehicle collateral: market value, loan-to-value (LTV), mileage, model year, wear and tear, and accident history reports.
- Identify fraud indicators (document inconsistencies, falsified pay stubs, address discrepancies, contract manipulation, straw buyers, etc.).
- Apply risk policies: approval thresholds, pricing matrices based on credit score and term, maximum advances, down payments, and guarantees.
- Recommend deal structures: loan term, down

📌 Bilingual Credit Analyst (Vancouver)
🏢 Iceberg Finance Group
📍 Vancouver