Technology Solutions Pay Details: $96,900 - $136,800 CAD This role is eligible for a discretionary variable compensation award that considers business and individual performance. TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. Department Overview The Payments Modernization team is part of TD's Transaction Banking Value Creation Plan (VCP), a strategic transformation focused on building modern, scalable, and secure payment capabilities for Commercial, Corporate, and Institutional clients. The team is responsible for advancing TD's payments ecosystem through technology modernization, platform transformation, and the delivery of innovative client solutions. Working closely with Product, Technology, Architecture, and Delivery partners, the team drives key initiatives across payments processing, payment modernization, digital channels, APIs, data, and foundational platforms. Product Ownership & Agile Delivery Translate business objectives and strategic initiatives into clear, actionable requirements. Facilitate backlog refinement sessions, sprint planning, and delivery activities. Ensure traceability from business objectives through requirements, user stories, testing, and delivered capabilities. Apply Agile, Shift Left, and product-centric delivery practices to accelerate value realization. Partner with technology and business teams to identify and resolve requirements gaps, dependencies, and delivery risks.

Support delivery of capabilities related to: Payment initiation and processing Beneficiary validation and verification SWIFT messaging ISO 20022 migration Correspondent banking services Regulatory and compliance requirements Ensure solutions align with evolving industry standards and payment infrastructure requirements.

Business Analysis & Data Management Conduct end-to-end process, data, and systems analysis. Develop business requirements, process flows, data mappings, and functional specifications. Analyze payment data and support reconciliation, remediation, and data quality initiatives. Partner with technical teams to understand data flows, integrations, and systems architecture. Create reporting and performance metrics that support delivery and business objectives.

Communicate complex concepts and recommendations clearly to both technical and non-technical audiences. Support decision-making by identifying options, risks, impacts, and recommendations. Undergraduate degree required.

7+ years of relevant experience in Business Analysis, Product Ownership, Product Management, or related roles.





Experience working within Agile delivery environments.

Proven experience writing user stories, defining acceptance criteria, and managing product backlogs.

SWIFT MT and MX message formats ISO 20022 standards Wire payments and correspondent banking Canada Lynx, CHIPS, and Fedwire AML, sanctions screening, fraud monitoring, and regulatory reporting

Data & Technology Experience Data analysis and data mapping experience. SQL and data querying skills. Data governance, critical data element (CDE), and data quality management experience. Experience with reporting and visualization tools such as Power BI, Tableau, or Cognos. Python automation experience is considered an asset. Exposure to cloud platforms (Azure, AWS, or GCP) is an asset.

Microsoft Office Suite

A customer-focused and results-driven mindset.

A passion for innovation and continuous improvement.

Experience supporting large-scale transformation initiatives within financial services.

This is an opportunity to help shape the future of payments while working on one of the industry's most significant modernization programs. You will contribute to transformational initiatives that support critical payment infrastructure, drive regulatory compliance, and enhance customer experiences across global markets. Join a collaborative team where innovation, accountability, and continuous improvement are at the core of how we work. #LI-TECH

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. Our services include underwriting and distributing current issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development,



and reward and recognition programs. We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

Language Requirement (Quebec only):

At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Our Commitment to Diversity, Equity, and Inclusion

At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

Helping to Make an Impact in Communities – TD Ready Commitment

TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.

📌 Development Product Owner F/H (Toronto)
🏢 The Toronto-Dominion Bank (Canada)
📍 Toronto