Analyze residential mortgage applications using financial documentation and credit assessment skills; working arrangements depend on team and employment terms.
HR Service Jobs seeks a Mortgage Underwriter to assess borrower eligibility and lending risk. The work includes reviewing income, employment, debts, assets, liabilities, credit reports, and property valuations. You will apply lending policies, regulatory requirements, and risk management guidelines while coordinating with processors, loan officers, brokers, and valuation professionals.
Key Responsibilities: Review applications against eligibility criteria and underwriting standards
Verify income, employment, assets, liabilities, and supporting documents
Evaluate creditworthiness, affordability, debt-to-income, and loan-to-value measures
Identify discrepancies, incomplete records,



and potential fraud indicators
Approve, refer, conditionally approve, suspend, or recommend declines
Requirements: Preferred bachelor's degree in finance, accounting, banking, economics, or business
Mortgage, banking, credit analysis, or financial services experience preferred
Knowledge of lending principles, credit assessment, and mortgage documentation
Proficiency with Microsoft Excel, Word, email, and document systems
Robust analytical thinking, numerical accuracy, judgment, and confidentiality
Apply mortgage analysis, documentation review, and evidence-based judgment to support accurate, compliant residential lending decisions.

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📌 Mortgage Underwriter Lending Assessment (Quebec City)
🏢 HR Service Jobs
📍 Quebec City