Why FirstOntario?Competitive compensation packagesTop-tier health and wellness advantages, including comprehensive benefits packages, a yearly health spending account and personal spending accountEnhanced mental health benefits through SunLife and TELUS HealthExclusive banking benefitsUp to $1000 per year towards professional developmentPension PlanFlex-work environmentCompany-wide Employee Volunteer program (Blue Wave Program)Employee and Family Assistance ProgramJob OverviewThe Manager, Multi-Family Credit Adjudication is a key member of the Commercial Credit team, supporting the department's mandate of providing effective credit risk adjudication and oversight across the commercial lending portfolio. This role delivers professional credit adjudication support, primarily for multi-family, CMHC-insured mortgages originating from FirstOntario's Business Banking Group and through third‑party mortgage origination partnerships.The position is responsible for delivering credit decisions within established service level standards and with a high level of accuracy, professionalism, and efficiency to support FirstOntario's growth strategy in this segment of commercial lending. RoleReview, recommend, and approve credit applications within approval authority while ensuring adherence to FirstOntario's lending policies and credit risk frameworkReview and approve commitment letters and renewal documentation for accuracy and completenessReview pre-funding documentation and approve loan fundings within established credit procedures and lending authorityLiaise with third‑party origination partners to maintain strong business relationshipsEffectively review and adjudicate credit applications and monitor third-party servicing activitiesCommunicate directly with CMHC,



as required according to established CMHC procedures for multi-family lendingMaintain expert-level knowledge of CMHC multi-family products, lending parameters, credit procedures and other requirementsEnsure FirstOntario's lending guidelines and procedures are always aligned with CMHC requirementsCommunicate CMHC updates within FirstOntario and support amendments to FirstOntario's guidelines, procedures, tools, etc. as requiredIn collaboration with internal and external partners, ensure tools and processes related to CMHC-insured multi-family lending are optimized to supporting the credit union's needsConduct annual audits of third‑party servicing partnersSupport and adhere to all audit, compliance, and internal control requirementsCommunicate clearly, respectfully, and effectively across the organizationBe aware of enterprise risk management issues as they relate to lending services and bring forward strategic and risk issues for discussion, review and solutionsPerform other duties as required Required SkillsHave a post‑secondary degree or diploma in business, economics, or a related discipline; or an equivalent combination of education and experienceHave 5 to 10 years of commercial lending experience within the financial services sector, with a specialty in real estate lendingHave 3 to 5 years adjudication experience in the financial services industry,



with a focus on the real estate sectorHave 3 to 5 years of experience in CMHC-insured multi‑family lending Strong analytical and detail‑oriented approach to reviewing credit information, identifying trends, and improving service delivery.Have advanced financial statement analysis skillsStrong negotiating skills and sound judgement in making credit decisionsStrong organizational and time-management skills, with the ability to manage multiple applications, priorities and deadlines in a process-driven environmentCollaborative and service-oriented team player committed to providing responsive support to colleagues, stakeholders and partnersDemonstrated commitment to continuous learning and professional development to maintain and enhance job-related skills and knowledge of industry trends, regulatory requirements and professional standardsAdvanced proficiency in Microsoft Office (Excel and Word)Excellent interpersonal skillsStrong verbal and written communication abilitiesUnderstanding of risk management principles and compliance requirements, including relevant legislation and regulations related to commercial lendingBe willing to work flexible hours and travel throughout the region to accommodate business needs, networking and community involvementThis is a hybrid role. This posting is for an existing vacancy.Salary Range: $81,110 to $111,527Compensation for this role reflects a combination of skills, experience, and internal equity. Those whose experience more closely aligns the role's requirements may be placed higher within the salary range. You will learn more about FirstOntario Credit Union's total rewards package during the interview process.Our inclusive work environment welcomes diversity and supports accessibility. If you require accommodation at any time during the recruitment process, please let us know.

📌 Manager, Multi-Family Credit Adjudication (Burlington)
🏢 FirstOntario Credit Union
📍 Burlington