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The Opportunity

Are you looking for a caring, collaborative, values-driven workplace with inspiring teammates and leaders? Do you have the ambition and desire to be your best and thrive at one of the world's leading insurance providers? Look no further than Zurich Canada.

Zurich Canada is currently looking for a Senior Underwriter, Property to analyze and underwrite new and renewal business of higher technical complexity while delivering exceptional service to customers and distribution partners.

Reporting to the VP, Property, you will apply The Zurich Way of Underwriting Framework to evaluate risks, develop profitable business opportunities, and support brokers and customers with tailored insurance solutions. You will manage a diverse portfolio, contribute to growth initiatives, and play a key role in strengthening Zurich's market presence through strong broker relationships and sound underwriting judgment.

This is a unique opportunity to build your knowledge and experience for the future in a supportive environment where your voice matters. This posting is for an existing vacancy.

Zurich Canada uses artificial intelligence-enabled tools to support certain aspects of the recruitment process, including the initial review and screening of applications. Artificial intelligence is not the sole basis for candidate shortlisting or selection. All hiring decisions are reviewed and made by qualified hiring professionals.

Zurich follows a hybrid work model requiring three days per week of in-person presence, which may include time in the office or market-facing engagements.

What you will do





- Underwrite and analyze new and renewal business utilizing The Zurich Way of Underwriting Framework within delegated authority levels.
- Manage a profitable portfolio of commercial risks while balancing growth, retention, and profitability objectives.
- Evaluate complex risk exposures and develop creative underwriting solutions that meet customer needs while adhering to Zurich's underwriting appetite.
- Prepare quotations, structure coverage solutions, and negotiate terms and conditions with brokers and customers.
- Administer and monitor underwriting rules, insurance laws and regulations, and rating guidelines.
- Assess risk information and leverage underwriting tools to support pricing and risk selection decisions.
- Establish and maintain robust relationships with brokers, agents, and customers across a variety of industries and market segments.
- Build and maintain a qualified pipeline of new business opportunities and support business retention initiatives.
- Conduct broker and customer meetings to identify growth opportunities and strengthen business relationships.
- Collaborate with cross-functional teams, including Risk Engineering, Claims, Actuarial, Finance, Distribution, and other Lines of Business to support underwriting decisions and deliver customer solutions.
- Interpret risk engineering reports and incorporate recommendations into underwriting decisions.




- Maintain accurate risk and customer information in Zurich systems to ensure data integrity and support portfolio management.
- Serve as a trusted advisor to brokers and customers by providing technical underwriting expertise and market insights.
- Identify opportunities to increase product density by cross-selling Zurich products and services.
- Provide technical guidance, coaching, and mentorship to less experienced underwriting team members.
- Participate in broker marketing presentations, sales meetings, and territory planning activities.
- Lead short-term projects and initiatives that support underwriting, operational, or customer experience improvements.

Job Qualifications - What you bring to the table

Basic:

- High School Diploma or equivalent and 3 or more years of experience in Underwriting or a Market Facing role
- OR
- High School Diploma or equivalent and 6 or more years of experience in Claims or Underwriting Support
- OR
- Zurich Certified Insurance Apprentice, including an Associate Degree, and 1 or more years of experience in Underwriting or a Market Facing role
- OR
- Zurich Certified Insurance Apprentice, including an Associate Degree, and 4 or more years of experience in Claims or Underwriting Support
- AND
- Knowledge of underwriting principles, insurance products, and applicable legal and regulatory guidelines
- Understanding of service-level expectations and turnaround times for new and renewal business
- Strong analytical and decision-making skills
- Experience using Microsoft Office applications
- Ability to evaluate risk exposures and develop profitable solutions
- Strong

📌 Senior Underwriter, Property (Montreal)
🏢 Zurich Insurance
📍 Montreal