24 Oct
|
DLC National - Team Done Mortgage
|
Brampton
24 Oct
DLC National - Team Done Mortgage
Brampton
We are a Canadian mortgage brokerage seeking an experienced Underwriter / Deal Manager to support the Broker and help take files from intake to funding across A-side (prime), B-side (alternative), and private lending. Underwrite residential mortgage deals (purchases, refinances, switches/transfers, renewals when applicable), including income analysis, debt servicing, credit review, down payment verification, and overall deal reasonability. Prepare clean, lender‑ready submissions, including detailed notes or deal narratives where needed, and ensure all supporting documents are collected, reviewed, and properly named/organized (income, bank statements, credit reports, IDs, property documents, etc.). Support private lending files by preparing investor/lender packages, summarizing risk and security, and organizing all required documentation. Monitor a pipeline of active files, prioritize urgent closings and time‑sensitive conditions, and provide regular status updates to the broker.
Construction / renovation / infill projects (understanding budgets, draws, inspections, and construction lender requirements). CMHC‑insured and other default‑insured lending experience (high ratio and multi‑unit). Business‑for‑self and business‑purpose lending (reading financial statements, NOAs, bank statements, and understanding corporate structures). Several years of hands‑on experience in mortgage underwriting, fulfillment, or deal management in the Canadian market (A, B and private exposure strongly preferred). Strong understanding of income verification, down payment and source‑of‑funds review, credit analysis, and property risk. Comfortable working with mortgage CRMs, document portals, e‑signature tools, and spreadsheets. Full‑time Flexible schedule, with responsiveness around time‑sensitive conditions and closings.
📌 Medical Underwriter (Brampton)
🏢 DLC National - Team Done Mortgage
📍 Brampton