Technology SolutionsPay Details:$96,900
- $136,800 CADThis role is eligible for a discretionary variable compensation award that considers business and individual performance.
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. Department OverviewThe Payments Modernization team is part of TD's Transaction Banking Value Creation Plan (VCP), a strategic transformation focused on building modern, scalable, and secure payment capabilities for Commercial, Corporate, and Institutional clients. The team is responsible for advancing TD's payments ecosystem through technology modernization, platform transformation, and the delivery of innovative client solutions.
Working closely with Product, Technology, Architecture, and Delivery partners, the team drives key initiatives across payments processing, payment modernization, digital channels, APIs, data, and foundational platforms.

Job Description
As a Senior Business Analyst / Product Owner , you will play a critical role in delivering TD's Pre-Validation and Beneficiary Verification capabilities as part of the Payments Modernization program.
Working within an Agile delivery environment, you will partner with Product, Technology, Architecture, Operations, and external vendors to translate strategic objectives into delivery-ready requirements. You will be responsible for refining epics, developing user stories, defining acceptance criteria, managing backlog priorities, and supporting end-to-end delivery through implementation.




Key AccountabilitiesProduct Ownership & Agile DeliveryTranslate business objectives and strategic initiatives into clear, actionable requirements.
Facilitate backlog refinement sessions, sprint planning, and delivery activities.
Ensure traceability from business objectives through requirements, user stories, testing, and delivered capabilities.
Apply Agile, Shift Left, and product-centric delivery practices to accelerate value realization.
Partner with technology and business teams to identify and resolve requirements gaps, dependencies, and delivery risks.
Support delivery of capabilities related to:Payment initiation and processingBeneficiary validation and verificationSWIFT messagingISO 20022 migrationCorrespondent banking servicesRegulatory and compliance requirementsEnsure solutions align with evolving industry standards and payment infrastructure requirements.
Business Analysis & Data ManagementConduct end-to-end process, data, and systems analysis.
Develop business requirements, process flows, data mappings, and functional specifications.
Analyze payment data and support reconciliation, remediation, and data quality initiatives.
Partner with technical teams to understand data flows, integrations, and systems architecture.
Create reporting and performance metrics that support delivery and business objectives.
Communicate complex concepts and recommendations clearly to both technical and non-technical audiences.
Support decision-making by identifying options, risks, impacts,



and recommendations.7+ years of relevant experience in Business Analysis, Product Ownership, Product Management, or related roles.
Experience working within Agile delivery environments.
Proven experience writing user stories, defining acceptance criteria, and managing product backlogs.
SWIFT MT and MX message formatsISO 20022 standardsWire payments and correspondent bankingCanada Lynx, CHIPS, and FedwireAML, sanctions screening, fraud monitoring, and regulatory reportingData & Technology ExperienceData analysis and data mapping experience.
SQL and data querying skills.
Data governance, critical data element (CDE), and data quality management experience.
Experience with reporting and visualization tools such as Power BI, Tableau, or Cognos.
Python automation experience is considered an asset.
Exposure to cloud platforms (Azure, AWS, or GCP) is an asset.
ToolsJiraConfluenceMicrosoft Office SuiteWhat You'll BringA customer-focused and results-driven mindset.
A passion for innovation and continuous improvement.
Experience supporting large-scale transformation initiatives within financial services.
This is an chance to help shape the future of payments while working on one of the industry's most significant modernization programs. You will contribute to transformational initiatives that support critical payment infrastructure, drive regulatory compliance, and enhance customer experiences across global markets.
Join a collaborative team where innovation, accountability, and continuous improvement are at the core of how we work.#LI-TECHWho We Are:TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, exe

📌 Development Product Owner F/H (Canada)
🏢 TD Bank Group
📍 Canada