Commercial credit analysis meets merchant underwriting at Helcim in Calgary, with hybrid work across office and remote days. Use financial judgment and data to assess businesses.

As a Credit Risk Analyst, you will review new and existing merchants across varied industries. The work spans financial statements, credit reports, corporate registrations, fraud, compliance, and operational risk. You will make decisions with incomplete information, explain them clearly, and improve guidelines as patterns emerge.

Key Responsibilities:

- Underwrite recent and existing merchants using financial documents
- Complete batch reviews accurately and on deadline
- Discuss documents, financials, and credit decisions with merchants
- Collaborate with Trust & Safety, Data, Product, and Engineering




- Rewrite guidelines where adjudication becomes slow or unclear

Requirements:
- Two or more years in commercial credit analysis, underwriting, or portfolio management
- Ability to interpret financial statements across wide-ranging industries
- Curiosity, sound judgment, and accurate data-backed decisions
- Clear, empathetic communication with colleagues and business owners
- SQL knowledge or willingness to learn it

Apply commercial credit judgment, merchant communication, and data curiosity to help Helcim manage changing business risk in Calgary.

📌 Commercial Credit Risk Analyst (Calgary)
🏢 Helcim
📍 Calgary