Job Responsibility:

- Proactively manage escalations and funding blockers, delivering clear guidance on credit and compliance.
- Execute and refine credit underwriting processes to onboard current clients using real-time data analytics.
- Evaluate complex client-payor relationships by reviewing contracts and analyzing financial statements.
- Develop and maintain robust risk management for credit monitoring, tax compliance, and invoice verification.
- Leverage advanced analytics to identify emerging risk trends and optimize portfolio management.

Requirements

- 3+ years' experience in credit/underwriting roles (factoring, invoice financing, or commercial lending) with small businesses in North America.
- Bachelor's degree in business, finance, engineering, law, or a related field.
- Proficiency in SQL and experience with case management systems (e.g., Salesforce).
- Strong understanding of small business documentation (lien registrations, bank documents, government filings) with an eye for discrepancies.
- A self-starter with excellent problem-solving skills, adaptability, and uncompromising integrity.
- Bonus:



Experience in asset-based lending and/or factoring is a plus.

Benefits

- Opportunity to leave your mark on a rapidly-growing startup
- An incredibly diverse team of brilliant minds from all over the world
- Competitive compensation, including stock options
- Health benefits
- Family-friendly policies
- Flexible work from home policy
- A fully stocked kitchen, birthday treats, and a lunch of your choice every week (one of our values is Fun & Food!)

We understand that Covid has shifted the way we work. Our Downtown Toronto office is open and we encourage FundThrough'ers to use it. Based on business needs, teams may designate 1 or more work from office days for anyone located in the GTA.

Please note that due to the sensitive nature of the work we do, clearing a criminal record check is a condition of employment. FundThrough encourages applications from candidates with differing abilities. Please let us know if you require accommodation at any stage in the selection process.

📌 Credit Associate (Toronto)
🏢 FundThrough
📍 Toronto