We are hiring a Mortgage Underwriter, Third Party Residential Underwriting- NBBP!

Reporting To: Manager and Team Lead, Third Party Residential Underwriting-NBBP Full-Time/Part- Time: Full-time Posting Date: October 8, 2026 Office Location: Toronto, ON; Steps away from the main public transit station Highly competitive compensation package which includes, base salary, bonus, benefits, and career advancement opportunities! *Reporting to the Manager, Third Party Residential Underwriting, the Mortgage Underwriter is responsible for rendering credit decisions on incoming applications within their authorized limits and with adherence to company and insurer policies and guidelines while focusing on service excellence.

The Mortgage

Underwriter has responsibility for applying due diligence when reviewing required documentation to ensure accuracy and to protect the Company from risk. Establishes and maintains positive relationships with mortgage brokers to build loyalty to the Company Maintains positive relationships with external partners such as mortgage insurers, appraisers, title insurance companies, and solicitors Interacts with mortgage brokers for the collection of all required documents to satisfy mortgage commitment conditions Reviews and verifies accuracy of required documentation related to income, down payment and the property using sound due diligence and in compliance with internal and regulatory guidelines prior to signing off on any mortgage conditions or documents, where applicable Documents clear and complete notes within the mortgage underwriting system Adhere to policies/procedures to ensure AML requirements are met. Fully competent in working with basic PC software and working knowledge of the suite of Microsoft office products Adhere to policies/procedures to ensure AML requirements are met.

Core Competencies for all First National Employees:



Respect for Others—we value the diversity of our people and we promote a respectful workplace Completed post-secondary education or equivalent work experience required Minimum 2 years previous mortgage underwriting experience required Completion of Mortgage Agent Course and/or FSRA License an asset Working knowledge of PC software in a Windows setting required In accordance with the Financial Services Regulatory Authority (FSRA), if a successful candidate is not already licensed, upon starting with First National, they will be registered for the applicable educational courses and upon successful completion of the exam, First National will register them with FSRA to complete the licensing process.

Working Environment and Physical Demands Analysis: Office environment Long periods of time in viewing a computer screen Multi-tasking may include speaking to customers on a telephone call while looking up information on a computer program. Why join First National?

Health Spending

Account, Maternity and Parental Leave Top Up) Extensive training programs to set our employees up for success Modern office environment conducive to collaboration Opportunities to give back to the communities and work through events focused on a variety of charities Ongoing social events throughout the year Founded in 1988, First National is one of Canada’s largest non-bank lenders. We provide residential mortgages exclusively through the mortgage broker channel and we are Canada’s largest commercial mortgage lender.

First

National has been consistently recognized as a great place to work and we are proud that our employee engagement feedback is higher than our industry partners.

First

National is proud to be an equal opportunity employer and is committed to diversity and inclusion regardless of race, color, religion, national origin, age, gender identity, physical or mental disability, sexual orientation and any other category protected by law.

First

National supports requests for accommodation from applicants with disabilities;

📌 Mortgage Underwriter, Third Party Residential Underwriting-NBBP (Toronto)
🏢 First National Financial
📍 Toronto