Economical is part of Definity, which includes some of Canada's mostlong-standing and innovative insurance brands, including Economical Insurance,Sonnet Insurance, Family Insurance Solutions, and Petline Insurance. Ourambition is to be one of Canada's leading and most innovative property andcasualty insurers. We can't do that without our people, so we embrace andencourage a culture that's collaborative, ambitious, rewarding, and empowering.We offer a flexible, hybrid work experience where employees work from the officeand virtually depending on the type of work they are doing and who they areworking with. Bring your true self and be a part of our journey. It's betterhere.The OpportunityThis position is a Commercial Underwriter responsible for driving profitablegrowth by assessing and making decisions on recent business submissions, policyrenewals, and endorsements, with a focus on Commercial Property Insurance. Therole involves applying established underwriting guidelines and judgment toevaluate moderately complex risks, working under the guidance of senior teammembers.Key responsibilities include building and maintaining strong relationships withbrokers, providing exceptional customer service, and acting as a key point ofcontact for inquiries. The underwriter will effectively use policyadministration and quoting systems to manage transactions, document decisions,and ensure data integrity. The ideal candidate will have 2-3 years ofunderwriting experience (commercial preferred), strong analytical andcommunication skills, and a collaborative, professional demeanor.What to ExpectAssesses risks and accepts, declines, or amends new business submissions,policy endorsements, renewals, etc.Understands and aligns decision making to Economical's Line of Business andsegmentation strategiesWith some guidance, develops solutions to achieve profitable growth targetsLeverages tools, resources and reports to appropriately evaluate risks andmake effective Underwriting decisionsApplies Underwriting judgment and relies on the guidance of senior staff andhis/her Team Leader to process moderately complex risks effectively inaccordance with Economical's corporate policies, Underwriting guidelines,standard operating procedures, and Line of Business and segmentationstrategiesKnows how and when to leverage Underwriting Technicians and when to refer orescalate specific transactions/issues to more senior Underwritingstakeholders,



as requiredReviews Claims activity and takes appropriate action within his/herUnderwriting authority level, as requiredCustomer ExperienceContacts Brokers, where required, to request additional information,communicate risk acceptances and terms, declines as well as quote follow ups(where applicable) to achieve target hit ratios - Provides exceptionalservice to Brokers for all interactions, and seeks to add value in everyBroker interactionActs as a point of contact for inquiries related to Commercial PropertyInsuranceRoutes/escalates Broker inquiries to alternative points of contact withinEconomical to enable effective and prompt resolution of inquiries, whereappropriateSystem ExpertiseEffectively manages multiple transactions within the policy case managementsystem, leveraging system functionalities to appropriately route and documentprocessing of transactionsDemonstrates deep understanding of the policy administration systems andquoting systems and how functionalities can be used to best respond to Brokerinquiries and needs, and completes all the required documentation in thesystemApplies knowledge of document management to access most up-to-date materials,guides and/or toolsWhat you BringProfessional Designation: Completion of the CIP (Chartered Insurance Professional) designation (known in Quebec as PAA – Professionnel d'assurance agréé) is required or considered a strong asset.Fluent in French and English requiredExcellent customer service skills. Interacts in a way that demonstratesgenuine concern and respect for others2- 3 years of underwriting experience insurance; commercial underwriter experience is preferredYou're professional, friendly and courteous in all your interactions, whether with customers or co-workers.You perform well in a busy operation and remain calm under pressure.You're a team player who is adaptable to a changing environment.You have strong written and verbal communication skills.Your organization and time management skills are exceptional.You have excellent analytical and problem-solving skills.Excellent Sales CompetenciesCommunicates ideas and concepts effectively,



both verbally and in writingDemonstrates a team behavior including conflict resolution, personal and team accountability and commitmentHigh level of initiative, self-motivated, and able to work independentlyDemonstrated ability to influence othersSalaryRange:$51,300 - $94,400High degree ofproficiencywith Englishrequiredto service customers, bothinternal to the company and external, across Canada.Actual salary for the role may vary depending on work location of the successful candidate and other factors including but not limited to, skills, education, experience, working conditions and the local labour market.This position is being posted to fill an existing vacancy.Interested in this role, but don't meet every requirement? We know from experience that a candidate doesn't need 100% of the qualifications listed to bring incredible value to our team. We're actively seeking diverse backgrounds and perspectives to help us make insurance better.What's in it for you?Hybrid work schedule for most rolesCompany share ownership programIncentive Program - Eligible employees may participate in various incentive plans which are paid out at the discretion of the company and subject to individual and company performance.Pension and savings programs, with company-matched RRSP contributionsPaid volunteer days and company matching on charitable donationsEducational resources, tuition assistance, and paid time off to study for examsFocus on inclusion with employee groups, support for gender affirmation surgery, access to BIPOC counsellors, access to programs for working parentsWellness and recognition programsDiscounts on products and servicesGo ahead and expect a lot — you deserve it.It's better here — but don't take our word for it. Definity was named by Great Place to Work® as one of the Best WorkplacesTM in Canada for women, for youth, and for inclusion.Our inclusive work environment welcomes diversity and supports accessibility. If you require accommodation at any time during the recruitment process, please let us know by contacting [email protected] part of Definity's commitment to reconciliation, we acknowledge that our work, meetings, and travel take place on the lands now known as Canada, and recognize the enduring presence, wisdom, and stewardship of the First Nations, Métis, and Inuit peoples who have long cared for these lands.Background checksThis role requires successful clearance of background checks (including criminal checks and leadership references).

📌 Underwriter, Small Business (Quebec City)
🏢 Definity
📍 Quebec City