Who we are:Fairstone Bank and its family of brands are united in delivering innovative, accessible and reliable financial solutions that enable Canadians to reach their goals.
Over the years, our brand family has grown. In 2024, Home Trust Company, Home Bank and Oaken Financial became part of the Fairstone Bank family of brands, alongside Fairstone, EdenPark and Fig.
Together, we are the leading alternative lending bank in Canada. We have the collective experience and expertise to better serve our customers and foster our partners’ growth. With a diverse suite of products—residential and commercial mortgages, consumer deposits and GICs, credit cards, retail and automobile financing, personal loans and digital lending—we offer financial solutions tailored to all Canadians, including newcomers, small‑business owners, smart investors and savvy consumers.
Backed by nearly a century of lending experience through its legacy companies, Fairstone Bank and its brand family are proud to be Canada’s leading alternative lending bank.
Join Fairstone as a Legal Counsel, reporting to the Director, Legal, and be part of our talented and growing team
About the role:We are looking for a Legal Counsel with experience practicing corporate and commercial law in an in‑house legal department or law firm. Reporting to the Director, Legal, you will provide legal expertise and support to Fairstone Financial Inc.. Based in one of our centralized locations in Montreal, Toronto or London Ontario,



you will be a key member of a dynamic in‑house legal team and have an chance to grow and develop the skills required of in‑house lawyers by working directly with colleagues to grow the business while ensuring the legal and regulatory risk is mitigated and managed.
Responsibilities:
Providing strategic legal support to, amongst others, the operations, human resources, risk, finance, marketing, product development and corporate development teams;

Managing of litigation files (customer and employment‑related) in conjunction with external counsel;

Drafting, negotiating and reviewing commercial contracts and related documents to support consumer lending and credit card products, retail point‑of‑sale financing agreements and real estate leases for retail branches;

Advising business units on all aspects of federal and provincial consumer lending laws and regulations, including consumer protection.
What we’re looking for:
Ability to understand the operational and systematic complexity of the company’s products and services to provide practical legal support on new initiatives, products and services.
Solid interpretation, organizational, and drafting skills.
Exceptional verbal and written communication skills.
Analytical capability and judgement as well as strong problem‑solving skills and the ability to deal with ambiguity.
Demonstrated ability to provide ideas, advice and practical solutions relative to legal and regulatory issues.
Results oriented, efficient,



driven and self‑motivated with a commitment to excellence.
Ability to prioritize and manage individual and team workload and competing priorities.
1 - 3 years of corporate commercial experience gained from a law firm or in‑house legal department, with exposure to the areas of banking, corporate, and/or consumer finance.
Juris Doctor (JD) or Bachelor of Laws (LLB).
Licensed to practice law in Canada and a lawyer in good standing with a provincial law society (Ontario or Quebec bar membership preferred), or Member of the Chambre des Notaires du Québec.
Bilingual (English/French, written and spoken) preferred.
Experience with privacy and/or technology law is an asset.
Ability to work independently and as a member of a team in a fast‑paced setting with the ability to adapt to change and meet aggressive timelines.
A positive attitude, a desire to learn, and a willingness to roll up your sleeves to get work done.
What you’ll love about working here:
Award‑Winning Culture:
We’re proud to be recognized as a Great Place to Work Canada 2025 and one of Montreal’s Top Employers 2025 by Canada’s Top 100 Employers.
Work‑Life Balance:
Enjoy flexibility with our hybrid work model designed to support your lifestyle.
Time to Recharge:
Generous vacation based on your role, statutory holidays, plus 6 wellness days to prioritize your well‑being.
Compensation Package:
Competitive base salary plus an annual incentive bonus tied to performance.
Comprehensive Benefits:
Robust health and dental coverage through Manulife, as well as virtual healthcare through Dialogue.

📌 Legal Counsel (Toronto)
🏢 Fairstone Bank
📍 Toronto