Build something people love Wealthsimple is Canada’s leading financial innovator. The company offers a full suite of simple, sophisticated financial products across managed investing, do-it-yourself trading, cryptocurrency, tax filing, spending and saving. Wealthsimple currently serves more than 4 million Canadians and holds over $125 billion in assets under administration. The company was founded in 2014 by a team of financial experts and technology entrepreneurs, and is headquartered in Toronto, Canada.
We’re proud of what we’ve built — and we’re just getting started. Read our Culture Manual and learn more about how we work.
About The Team The Finance team is where numbers become decisions. We partner closely with business leaders across the company to make sure Wealthsimple is allocating resources wisely, hitting its targets, and building toward long-term sustainability. Within Finance, the Treasury team is responsible for managing Wealthsimple’s capital and liquidity across a growing number of legal entities — working at the intersection of financial risk, regulatory requirements, and business strategy. We’re a small, high-trust team embedded in the business, and we hold ourselves to a high bar for both rigour and clarity.
About The Role As Wealthsimple grows, so does the complexity of managing its balance sheet. This is a senior role at the core of that work — owning capital and liquidity management end-to-end, acting as a strategic advisor to leaders across the business, and providing direct support to the Director in leading the team. You’ll bring a strong point of view on capital strategy, translate complex financial dynamics into transparent recommendations,



and help build the frameworks and capabilities the Treasury function needs to scale.
In this role you’ll have the opportunity to:
Own capital and liquidity management across Wealthsimple’s material legal entities — including board/management reporting, planning, forecasting, allocation, and optimization
Drive capital allocation strategy, including return and cost of capital analysis, asset risk assessment, stress testing, and funding strategy to support growth and scalability
Maintain and monitor internal and external capital requirement ratios, keeping positions within our risk appetite;

lead periodic reviews and recalibrations of the capital risk limits framework
Enhance and maintain Wealthsimple’s balance sheet & funding strategy, capital & liquidity policies and risk management framework
Act as a subject matter expert on Treasury modelling, stress testing, and scenario design — and provide thought leadership on how AI can strengthen these capabilities across the function
Work closely with FP&A;, product leaders, regulatory reporting teams, legal, and compliance as a trusted advisor on capital and liquidity decisions
Support the Director in leading and developing the Treasury team as it scales
Skills you'll bring




9+ years of capital and liquidity management and balance sheet experience at a financial institution or fintech (ideally a broker-dealer)
Deep knowledge of capital structure, asset liability management, asset risk assessments, and balance sheet optimization
Strong understanding of regulatory capital requirements for a broker-dealer, and general capital ratio concepts
Prior experience in capital and liquidity planning and forecasting, capital budgeting and allocation, and stress testing
A genuine interest in technology and creative problem-solving — you find better ways to do things, not just faster ways to do the same things
Strong analytical and problem-solving skills with superior attention to detail
Strong communication skills and the ability to explain complex Treasury concepts clearly to non-Treasury audiences
Nice to have
Experience working in a high-growth or scaling fintech environment
Exposure to multi-entity or multi-jurisdictional capital structures
Prior experience in a leadership capacity (leading a team)
Who you are
A strategic thinker who can hold the detail and the big picture at the same time — you build the model and you know what it’s telling you
Someone who builds trust across the organization by being clear, reliable, and easy to work with — even when the answer is complicated
Comfortable with ambiguity and able to make sound decisions without waiting for perfect information
Someone who takes real ownership — you don’t hand things off and forget them;

you follow through
Hands-on experience driving AI adoption and implementation (financial modeling, data analytics and process/workflow improvement). Curious about how AI is changing financial ana

📌 Senior Manager, Capital (Toronto)
🏢 Wealthsimple
📍 Toronto