PWL Wealth Management is a premier independent Canadian Wealth Management firm. Canadian based High Net Worth families entrust PWL to manage their investment portfolios on a discretionary basis andprovideholistic financial advice for allfacetsof their lives.
Financial Planning, Tax and Estate services are delivered via PWL Conseil, and investment management is delivered via PWL Capital which is a Broker Dealer and CIRO member firm. Both PWL Conseil and PWL Capital are wholly owned subsidiaries of PWL Wealth Management, with more than100employees.
Location
Canada, hybrid
Type
Permanent, full-time
Pay Range
$1 25,000 – $200,000
Vacancy Type
New Position
Position SummaryThe Lead, Estate & Insurance Advisor is a senior, client-facing specialist responsible for designing and implementing estate, insurance, and risk management strategies for PWL clients. This role partners closely with PWL’s Wealth Advisory Team and external legal and tax professionals to ensure seamless integration of insurance and estate planning into comprehensive financial plans.
Rooted in PWL’s fiduciary, evidence-based philosophy, this role is intentionally designed to focus on the quality of planning over product sales pressure, ensuring that every recommendation is driven exclusively by client needs, long-term outcomes, and technical excellence. This is both a technical expert role and a strategic leadership position, providing internal education, deal support, and best-practice guidance across the firm.
Key ResponsibilitiesClient Advisory & Planning
Lead complex estate and insurance planning engagements for high-net-worth and ultra-high-net-worth clients




Design and implement insurance strategies including:
Life insurance (personal & corporate)
Living benefits (disability, critical illness, health)
Business succession insurance
Provide advanced estate planning strategies such as:
Estate equalization
Charitable giving
Trust and corporate planning coordination
Analyze existing insurance policies and recommend optimization strategies
Deliver clear, client-friendly explanations of complex planning solutions
Internal Leadership & Collaboration
Act as the firm’s subject-matter expert for estate and insurance solutions
Partner with Wealth Advisors, Associate Advisors, and Planning Teams on case design and client strategy
Support M&A; integrations by reviewing insurance books and transitioning clients
Mentor and train Advisors on insurance and estate fundamentals
Develop internal best practices, workflows, and planning standards
Business Development & Growth
Participate in business development efforts related to insurance and estate planning
Support Advisors with client presentations, second opinions, and technical credibility
Strengthen relationships with key centers of influence (lawyers, accountants, tax specialists)
Compliance & Documentation




Ensure all insurance recommendations comply with CIRO, provincial regulatory bodies, and carrier requirements
Maintain accurate records, needs analyses, and suitability documentation
Stay current on regulatory changes, tax law updates, and product innovations
Qualifications & Experience
10+ years of experience in insurance, estate planning, or advanced financial planning
Licensed Life Insurance Advisor in applicable provinces
Corporate insurance planning
Taxation of insurance
Strong client advisory and presentation skills
Proven ability to collaborate across multidisciplinary teams
Experience working with discretionary portfolio management firms
Exposure to M&A; client transitions or multi-advisor environments is an asset
Bilingual (English/French) considered a solid asset
PWL takes great pride in providing unparalleled wealth management services to individuals and families across Canada. In this dynamic environment, we value doing what is right for clients, making evidence-based decisions, personal accountability, innovation and humility. To thrive in this role, you must be dedicated to continuous learning and development, with a steadfast commitment to delivering an exceptional client experience.
How to ApplyWe are a rapidly growing team with a diverse group of clients – there is never a dull moment. We are thought leaders in the financial services industry, and we have been putting our client interests first for 30 years. Please apply with your cover letter and CV detailing why you feel you are the right fit for this role. We will contact

📌 Lead, Estate (Toronto)
🏢 PWL Wealth Management
📍 Toronto