Perch | Mortgages, simplified

Base pay range: CA$150,000.00/yr – CA$200,000.00/yr.

Location: Fully Remote (Canada)

Compensation: Competitive Commission Structure | Uncapped Earning Potential

Grow Your Mortgage Business by 50-100%

If you're an elite mortgage agent/broker or a mortgage advisor at a bank/credit union, you know that your biggest bottleneck isn't finding clients—it's the administrative grind. What if you could automate 70% of your workflow, eliminate underwriting, and get the dedicated support you need to focus on what you do best: building relationships and closing deals? How much would you grow your mortgage business?

About Perch

Perch is a 4X award-winning mortgage brokerage, enabling Canadians to make data-driven decisions to save money on their mortgage and easily access their home equity. Along with the support of a dedicated team of real estate and mortgage professionals, users can take control of their homeownership journey, from pre-approvals to mortgage renewals and everything in between.

Founded in 2018, Perch is based in Toronto and works with homeowners across Canada, including Quebec.

The Perch Advantage

- Eliminate Underwriting: Our proprietary auto-adjudication engine instantly matches clients with the best lender options. You'll never need to wait for an underwriter again.
- Automate Your Workflow: Our system automates the most time-consuming tasks, including nurturing your client pipeline and identifying new opportunities; guiding clients step-by-step through their application; integrating Equifax soft credit checks; automatically requesting the correct documents from clients; handling compliance and FINTRAC reporting.
- Dedicated In-House Support: Our professional support team handles client intake, document gathering, and appraisal bookings, acting as a seamless extension of your business.
- Keep Your Partners Informed:



The platform automatically provides status updates to your referral partners, strengthening your relationships and ensuring transparency.

Who We Are Looking For

- Proven Top Performer: You have originated at least $10M in mortgages in the last 12 months, and have demonstrated the ability to self-generate most or all of your leads.
- Experienced Professional: You have a minimum of 2 years of continuous experience as a licensed Mortgage Agent/Broker or as a Mortgage Advisor at a bank or credit union.

What We Offer

- Competitive Compensation: Benefit from an attractive commission split with desk and insurance fees waived, maximizing your take-home earnings.
- Industry-Leading Technology: Harness powerful tools that streamline your workflow and make underwriting effortless, so you can focus on closing more deals.
- Marketing Support: Access ready-to-use marketing assets, targeted campaigns, and lead-nurture tools designed to help you attract and convert more clients.
- Ongoing Training: Benefit from continuous training, best-practice guidance, performance coaching, and 1:1 deal support to help you sharpen your skills and scale your production.

Responsibilities

- Automate workflow processes to reduce administrative burden.
- Eliminate and streamline underwriting through auto-adjudication.
- Build and maintain client relationships to close mortgage deals.
- Keep referral partners updated with status reports.

If you are ready to stop managing paperwork and start building your future, apply today to join us in building the most cutting-edge mortgage brokerage in Canada.

This posting is for a current vacancy that we are actively and immediately seeking to fill. Applications are reviewed by our recruitment team; however, software tools, including AI, may be used to assist in screening, assessing, or selecting applicants. Compensation for this role is commission-based. The estimated range provided reflects typical earnings; actual compensation will vary based on individual performance.

📌 Mortgage Agent/Broker (Montreal)
🏢 Perch | Mortgages, simplified
📍 Montreal