Why Underwriting at Manulife

At Manulife, underwriting is where expertise, trust, and impact come together. In this role, you won’t just review files — you’ll own complex, meaningful decisions that help individuals and families secure their financial futures with confidence.

You’ll work with innovative underwriting tools and technologies that support strong judgment and better customer outcomes, allowing you to focus on the higher‑value work your expertise is built for.

We’re equally invested in your growth. With clear career progression, hands‑on learning alongside experienced peers, and strong support for professional development, Manulife offers an setting where underwriting careers are built for the long term — supported by flexible ways of working and a collaborative, people‑first culture.

Manulife’s Underwriting team is renowned for thought leadership and innovative ways to underwrite complex files. We are looking for highly tenured Senior Underwriting Consultants with a growth‑minded, service‑oriented mindset to join our High Net Worth team

We offer industry‑leading training and development opportunities within and beyond traditional underwriting roles. As a member of our exceptional team, you'll be part of shaping the future of insurance excellence.

This is a work from home position, and we are open to candidates in any Canadian province.

Position Responsibilities:

- Communicate and collaborate with sales and head office colleagues to provide the highest quality and competitive decisions to our high‑net‑worth customers.
- Conduct risk assessment and classification by Manulife's philosophy and standards.
- Maintain positive and effective relationships with internal and external partners.




- Consistently deliver the best customer experience by making every interaction significant.
- Align with consumer laws and regulations regarding risk classification, confidentiality and disclosure.
- Identify and propose solutions to problems and procedures related to the underwriter's work.

Required Qualifications:

- Minimum of 5 years of underwriting experience.
- $5,000,000+ Life signing authority.
- Experience and exposure working within the high net worth market specifically.
- Sales and relationship‑focused mindset with a drive for earning business and continuing to earn business in this competitive market.
- Working towards, or completion of FALU, FLMI and ACS designations.
- Strong knowledge of medical terminology including physiology, anatomy, pharmacology, imaging, diagnostic testing and treatments.
- Strong knowledge in how non‑medical risks impact mortality, including hazardous occupations, sports, avocations and lifestyle.
- Experience with financial reports and training in anti‑money laundering practices.
- Excellent oral and written communication skills.

Preferred Qualifications:

- Bilingualism (English and French) is a strong asset. If the successful candidate is in Québec, proficiency in both languages will be required to support clients from various provinces outside of Quebec.




- 100,000+ CI authority.
- University or college degree in a related discipline such as medical, research or financial.
- Strong negotiation skills.
- Interest in representing the company via external presentations, panels, or conferences.
- Experience in co‑signing, referral reviews, mentoring, etc.

When you join our team:

- We’ll empower you to learn and grow the career you want.
- We’ll recognize and support you in a flexible environment where well‑being and inclusion are more than just words.
- As part of our global team, we’ll support you in shaping the future you want to see.

The role being advertised is an existing vacancy.

Acerca de Manulife y John Hancock

Manulife Financial Corporation es un importante proveedor internacional de servicios financieros que ayuda a las personas a tomar decisiones de una manera más fácil y a vivir mejor. Para obtener más información acerca de nosotros, visite http://www.manulife.com .

Manulife es un empleador que ofrece igualdad de oportunidades

En Manulife/John Hancock, valoramos nuestra diversidad. Nos esforzamos por atraer, formar y retener una fuerza laboral tan diversa como los clientes a los que prestamos servicios, y para fomentar un entorno laboral inclusivo en el que se aprovechen las fortalezas de las culturas y las personas. Estamos comprometidos con la equidad en las contrataciones, la retención de talento, el ascenso y la remuneración, y administramos todas nuestras prácticas y programas sin discriminación por motivos de raza, ascendencia, lugar de origen, color, origen étnico, ciudadanía, religión o creencias religiosas, credo, sexo (incl

📌 Senior Underwriting Consultant (Montreal)
🏢 Manulife
📍 Montreal