22 Oct
|
TorqueMax
|
Scarborough
22 Oct
TorqueMax
Scarborough
About TorqueMax
TorqueMax is a Canadian distribution company headquartered in Scarborough, Ontario. We represent and distribute a diverse portfolio of brands across multiple product categories, including construction equipment, all-terrain vehicles (ATVs and UTVs), motorcycles, boats, and other recreational and commercial products.
Through our growing dealer and business partner network, we connect international manufacturers and brands with customers across Canada.
Position Summary
TorqueMax is seeking an experienced and results-driven Financing Specialist to develop and manage relationships with banks, financial institutions, and third-party financing providers to support financing solutions for our customers and dealer network across Canada.
This role focuses on establishing financing partnerships, negotiating competitive interest rates and financing terms, and assisting customers and dealers with loan and leasing applications for high-value commercial and recreational products.
The successful candidate will work closely with our sales team, dealers, and financing partners to develop flexible financing solutions, facilitate loan approvals, and support sales transactions.
Candidates with direct experience in commercial financing, asset-based lending, leasing, automotive financing, construction equipment financing, or similar financing industries will be strongly preferred.
Key Responsibilities
- Identify, develop, and maintain relationships with banks, financial institutions, commercial lenders, and third-party financing providers.
- Establish current financing partnerships to expand the company's financing options and support business growth.
- Negotiate competitive interest rates, loan terms, down payment requirements, repayment schedules, and other financing conditions with financing providers.
- Develop and maintain financing programs suitable for the company's product categories and customer needs.
- Assist customers and dealers with financing and leasing applications,
including collecting, reviewing, and submitting required documentation.
- Coordinate with financing providers throughout the application, credit approval, documentation, and funding processes.
- Compare financing offers from multiple providers to identify competitive financing solutions for customers.
- Work closely with the sales team and dealer network to provide financing support and facilitate sales transactions.
- Explain financing options, interest rates, repayment structures, and lending conditions clearly to customers and dealers.
- Follow up on pending financing applications, resolve financing-related issues, and ensure timely communication between customers, dealers, and lenders.
- Support the development of financing programs, promotional financing offers, and other financing incentives in collaboration with financing partners.
- Monitor financing market trends, interest rates, lender policies, and competitor financing programs.
- Maintain accurate records of financing applications, approvals, financing agreements, and related communications.
- Identify opportunities to improve financing approval rates, customer experience, and overall financing efficiency.
- Ensure financing activities and documentation comply with applicable regulations, lender requirements, and company policies.
Qualifications and Requirements
- Proven experience in commercial financing, lending, leasing, automotive financing, asset-based financing, or financial services.
- Demonstrated experience working directly with banks, financial institutions, commercial lenders, or third-party financing providers.
- Experience negotiating interest rates, financing terms, loan structures, and repayment conditions.
- Strong understanding of commercial loans, financing agreements, leasing structures, credit approval processes, and lending requirements.
- Direct experience in construction equipment financing, commercial vehicle financing, automotive financing, agricultural equipment financing, or similar industries is strongly preferred.
- Existing relationships with banks, commercial lenders, leasing companies, or financing providers are considered a strong asset.
- Strong negotiation, communication, problem-solving, and relationship-building skills.
- Ability to independently develop financing partnerships and manage multiple financing applications simultaneously.
- Ability to evaluate and compare financing proposals and recommend suitable financing solutions.
- Strong organizational skills, attention to detail, and ability to follow up consistently with customers and financing partners.
- Experience working with sales teams, dealerships, distributors, or B2B customers is considered an asset.
- Proficiency in Microsoft Office, particularly Excel, and the ability to manage financing records and documentation.
- Post-secondary education in Finance, Business Administration, Economics, Accounting, or a related field is preferred.
- Results-oriented and capable of working independently in a fast-paced business environment.
How to Apply Please submit your resume outlining your relevant experience in commercial financing, lending, or leasing, particularly your experience working with financial institutions, negotiating interest rates and financing terms, and developing financing partnerships.
We appreciate the interest of all applicants. Only candidates selected for an interview will be contacted.
职位类型:全职
薪资: $65,000.00至$85,000.00(每年 )
Work Location: 现场办公
📌 Financing Specialist融资专员(Mandarin-speaking) (Scarborough)
🏢 TorqueMax
📍 Scarborough