## Senior Consultant, Business Systems AnalysisApply: Toronto, ON: Full time: Posted Today: End Date: October 22, 2026 (2 days left to apply): 2620808We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.
At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.
To learn more about CIBC, please visit CIBC.comWhat you'll be doingAs a member of CIBC’s Enterprise Wires Modernization (EWM) team, the Senior Consultant, Business Systems Analysis will be responsible for partnering with Payments Business and Operations teams to elicit, analyze, document, and validate functional and non-functional requirements for payment application upgrades and regulatory initiatives. The role provides subject matter expertise in SWIFT payments, ISO 20022, RTGS, and wire payments to support solution design, project delivery, testing readiness, and operational effectiveness.
The Senior Consultant, Business Systems Analysis develops, recommends, and facilitates activities required for the application of recent technologies to support existing processes and client needs. The role provides expertise to project managers, coordinators and directors on technology functionality and utilization, utilizing a solid understanding of business dynamics. The role independently resolves a variety of ambiguous challenges with organization-wide impacts, devising new methods using strong analytic and inductive thinking.*At CIBC we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement (proportion of on-site and remote work)



will be discussed at the time of your interview.*How you'll succeed* Requirements Gathering: Lead requirement gathering sessions with business, operations, and technology stakeholders to elicit and document complex business, functional, and non-functional requirements for payments initiatives. Analyze current and future state processes to ensure requirements are clear, complete, traceable, and suitable for technology implementation. Develop high-quality solution requirements artefacts adhering to CIBC’s EDF methodology, including functional solution requirements, non-functional requirements, use cases, user stories, and data mapping documents. Clarify scope, assumptions, dependencies, and constraints to support efficient project execution and reduce delivery risk.
* Solution Design: Review, and validate solution design documentation to ensure completeness, quality, and alignment with approved scope and requirements. Provide business analysis expertise to support payment application product upgrades, SWIFT regulatory releases, and Payments Canada-driven initiatives. Evaluate impacts of changes across payment processes, systems, and integrations to support effective implementation planning and Stakeholder Management and Delivery Support.
* Compliance and Risk Management: Ensure requirements, solutions, and processes align with AML, sanctions screening, and applicable regulatory requirements.



Incorporate regulatory, operational, and control considerations into analysis and solution definition for payments initiatives. Support delivery of changes mandated by SWIFT and/or Payments Canada while maintaining adherence to enterprise standards and governance expectations. Identify risks, control gaps, and compliance impacts early in the delivery lifecycle to support effective mitigation.
* Continuous Improvement :Identify and implement process enhancements to improve the efficiency and effectiveness of product and platform services. Recommend changes to business analysis practices, delivery processes, and documentation standards to enhance quality and consistency. Stay current on industry best practices, regulatory updates, and developments in the payments landscape to inform solution design and delivery. Contribute subject matter expertise to improve team capability, delivery maturity, and business outcomes.Who you are
* You can demonstrate experience with 10+ years in a BSC role with progressively senior responsibilities, leading projects. You have the ability to elicit requirements and write strong documentation. You have strong abilities around analyzing and understanding data, as well as gap analysis expertise. You are proficient with Visio and other Microsoft office applications. Support Quality Engineers on SWIFT payments and ISO 20022 requirements to address knowledge gaps and improve testing effectiveness. Review test scenarios, test cases, test results, and other testing artefacts prior to and during test execution phases to ensure coverage and quality. Participate in SIT and UAT support activities, including validation of business scenarios and analysis of defects and gaps. Contribu

📌 Senior Consultant, Business Systems Analysis (Toronto)
🏢 CIBC
📍 Toronto