Work Location: Toronto, Ontario, Canada Hours: 37.5 Line of Business: Financial Crime Risk Management Pay Details: $69,700 - $98,400 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description

The Financial Crime Risk Management (FCRM) Enterprise Testing Team (formerly Global Anti-Money Laundering) sits within the second line of defense and conducts design and operating effectiveness testing of AML/ATF, Sanctions, and ABAC controls (collectively referred to as "FCRM Controls") within TD's business lines, relevant operational and control units (including the Financial Intelligence Unit (FIU)), and key FCRM technologies, Enterprise-wide (Canada, Europe, and Asia-Pacific). The FCRM Testing Analyst executes independent testing of FCRM controls for assigned technologies (Applications/tools, etc.) across the Enterprise which entails FCRM risks. This includes, but not limited to, key FCRM technologies responsible for transaction monitoring, name screening, client risk rating, and reporting.

Key accountabilities





- Support the execution of testing engagement work (design and operating effectiveness testing) in accordance with established standards to achieve completion within target timelines.
- Independently perform tasks from end to end.
- Carry out work with some complexity, generally requiring a short-term focus.
- Conduct skilled analytical research and analysis as part of the testing engagement and initiatives.
- Proactively identify matters which require additional attention, further escalation, or review.
- Support follow-up of findings raised from testing engagements in accordance with established standards.
- Prioritize and manage individual workload to deliver quality results and meet assigned timelines.
- Manage ambiguity, and apply judgement to identify, troubleshoot and resolve issues.
- Requires working skilled level knowledge of the functional area and/or business areas supported and applicable regulatory requirements.
- Generally, reports to a manager role.

Job Requirements

University degree/ college diploma or equivalent Ability to comprehend written codes/macros and develop scripts to conduct basic tasks such as query and parsing in SQL, Python or other languages. Basic knowledge of running codes in cloud environement. Ability to communicate effectively in both oral and written forms.

- Knowledge of IT General controls and control testing preferred but not required.
- Experience in AML/ATF,



Sanctions, Audit, or control testing roles preferred but not required.

Customer Accountabilities

Work collaboratively with the team throughout the testing engagement

Present objective and independent advice & recommendations to control partners on the adequacy of RCM processes and controls in accordance with regulatory and internal requirements.

Provide light subject matter expertise and/or input to projects/initiatives as a representative for an area of the function.

Proactively identify matters which require additional attention, further escalation, or review

Shareholder Accountabilities

Prioritize and manage own workload to deliver quality results and meet assigned timelines.

Contribute to the analysis, due diligence, and implementation of initiatives within defined area of responsibility.

Adhere to internal policies, standards and procedures, methodologies, and applicable regulatory requirements to contribute to the review of internal processes and activities and assist in identifying potential opportunities to improve controls.

Understand the operations of the business unit/area being tested and to identify potential risks and apply information to complete a quality, risk-based engagement.

Clearly and concisely document research as required to understand requirements specific to an engagement.

May develop and provide reporting, analysis, and assessments at the functional or enterprise level.

Effectively support execution of engagement activities

Protect the interests of the organization – identify and manage risks, and elevate non-standard, high-risk transactions/activities as necessary.

📌 FCRM Testing Analyst (Toronto)
🏢 The Toronto-Dominion Bank (Canada)
📍 Toronto