Meridian OneCap Credit Corp (MOC) is an equipment and finance company providing a broad range of financial services to businesses throughout Canada. Our parent, Meridian Credit Union, has over 70 years of banking history and is Ontario’s largest credit union.

MOC is a provider of asset financing in the form of capital leases. We are committed to being the best provider of specialized equipment financing services to strategic vendors across Canada. Our service-oriented culture and exceptional group of professionals serves to provide our strategic partners with value-added service and constructive solutions.

Meridian OneCap Credit Corp provides customized leasing solutions both to help companies sell equipment and to companies that have chosen to lease equipment, rather than buy. For manufacturers and vendors, we enable you to provide your customers with a value-added service that helps your customers acquire equipment efficiently and gives your company a competitive edge. And for the end user, we can help you to preserve working capital in your business, while benefiting now from the use of the equipment.

Our team is known as industry leaders. We’ve earned our reputation through consistent delivery of financing programs with the most productive transaction process and superior customer service. With the largest direct sales force within the Canadian market, it’s no wonder our customer service is unparalleled.

About Meridian OneCap

The role:

The National Program Development Manager is responsible for sourcing, structuring, launching, and growing national finance programs with equipment manufacturers, distributors, and dealer networks across Canada.



The role owns the full program lifecycle — from initial partner identification through negotiation, documentation, launch, and ongoing performance management — with a mandate to deliver profitable, sustainable volume across three funding pillars: commercial and consumer lease and loan, and inventory finance.

Key Responsibilities

Program Origination & Development

- Identify and pursue national OEM, distributor, resellers, and dealer group opportunities that align with the company's target markets and risk appetite.
- Negotiate program agreements including pricing, subvention and rate buy-down structures, recourse and loss-sharing terms, volume commitments, and fee arrangements.
- Build the full program infrastructure required for launch: program guidelines, credit parameters, documentation packages, co-branded marketing collateral, FAQ and rep-facing training materials, and internal onboarding instructions.

Inventory / Floorplan Finance

- Structure wholesale floorplan lines for dealer networks, including line limits, curtailment schedules, free-flooring and interest-free periods, audit and inspection requirements, and manufacturer repurchase or buy-back agreements.
- Work with credit and operations to establish dealer financial reporting standards, monitor inventory aging and turns, unit audits, sold-out-of-trust exposure, and overall line utilization.




- Manage the transition of flooring relationships into retail and lease take-out volume, ensuring the floorplan line functions as a front end to the broader program rather than a standalone exposure.

Consumer & Retail Finance

- Develop point-of-sale retail finance programs that allow dealers to offer end-customer financing at the counter, including promotional rate offerings, deferred payment and low-rate campaigns funded through manufacturer subvention.
- Ensure consumer-facing programs meet applicable Canadian consumer protection, disclosure, cost-of-borrowing, and privacy requirements, coordinating with legal and compliance on documentation and advertising review.
- Support dealer adoption through training on credit application submission, approval turnaround expectations, documentation standards, and funding requirements — with a focus on approval rates, look-to-book, and speed of decision.

Program Management & Performance

- Own ongoing performance reporting by program: origination volume, mix across floorplan, commercial, and retail, yield, delinquency and loss rates, dealer penetration, and program profitability.
- Conduct regular business reviews with manufacturer partners and key dealers; recommend pricing, structure, or credit parameter adjustments based on portfolio performance and market conditions.
- Partner with credit and risk on dealer reviews, line increases, and remediation of underperforming accounts.

Internal & Market Leadership

- Act as the internal subject matter expert on assigned programs, supporting the national sales team with structuring guidance, deal escalation, and competitive positioning.
- Represent the company at national and regional trade shows,

📌 National Program Development Manager (Toronto)
🏢 Meridian OneCap Credit
📍 Toronto