Brief Description

This role has an anticipated start date of January 2027. Please include a cover letter and most recent copy of transcripts with your application.

Role Summary

Reporting to the Director, Investment Management, the Junior Analyst, Investment Management is responsible for a variety of cross-functional responsibilities including assisting with the thorough review of funding conditions, preparing draws for funding, and liaising with various internal and external stakeholders in order to facilitate timely funding of loans within the terms of the loan program. In addition, the Junior Analyst, Investment Management is responsible for assisting in providing ongoing mortgage administration services, which may include preparing mortgage renewals, payouts, and discharges. This role additionally includes occasional credit analysis, review of financing proposals, and making recommendations with respect to the satisfaction of conditions and funding of draws. The Junior Analyst ensures that all data is accurately entered and structured in the system appropriately, allowing for proper calculation of loan-to-value (LTV), loan-to-cost (LTC), and other key financial metrics. This position requires strong analytical skills, meticulous attention to detail, and the ability to work effectively in a high-performance, fast-paced workplace.

Brief Description

This role has an anticipated start date of January 2027. Please include a cover letter and most recent copy of transcripts with your application.

Role Summary

Reporting to the Director, Investment Management, the Junior Analyst,



Investment Management is responsible for a variety of cross-functional responsibilities including assisting with the thorough review of funding conditions, preparing draws for funding, and liaising with various internal and external stakeholders in order to facilitate timely funding of loans within the terms of the loan program. In addition, the Junior Analyst, Investment Management is responsible for assisting in providing ongoing mortgage administration services, which may include preparing mortgage renewals, payouts, and discharges. This role additionally includes occasional credit analysis, review of financing proposals, and making recommendations with respect to the satisfaction of conditions and funding of draws. The Junior Analyst ensures that all data is accurately entered and structured in the system appropriately, allowing for proper calculation of loan-to-value (LTV), loan-to-cost (LTC), and other key financial metrics. This position requires strong analytical skills, meticulous attention to detail, and the ability to work effectively in a high-performance, fast-paced environment.

Key Areas of Responsibility

Loan Funding and Coordination

- Review and verify all conditions precedent before funding approval.
- Prepare and review construction draw calculations,



working with senior team members to ensure compliance with approved budgets and loan terms.
- Recommend draws for funding, with a focus on financial prudence and project viability.
- Ensure all loan advances are accurately entered into the system, enabling proper calculation of LTV's, LTCs, and other key financial metrics.
- Work closely with internal stakeholders (underwriters, analysts, originators, and loan administration) and external parties (borrowers, legal teams, consultants) to help to facilitate seamless funding execution.

Credit Review & Analysis

- Assess mortgage credit applications on an ongoing basis, separate or in conjunction with Funding responsibilities, to evaluate:
- Market value reasonability
- Borrower credibility and repayment ability
- Project feasibility and exit strategy viability
- Market outlook, economic fundamentals, and risk factors

- Working with senior team members, prepare credit recommendations and executive summaries for approval.
- Identify key risks and mitigants within transactions.

Loan Administration & Servicing

- Help to maintain accurate loan record information, including principal balances, charges, property details, security values, and investor portfolio balances.
- Assist in facilitating post-closing activities, including renewals, amendments, discharges, and account administration.
- Conduct due diligence searches as required, ensuring accurate tracking within loan administration systems.
- Review loan agreements, loan security documentation, and other source materials to maintain proper records in the servicing system.

📌 Junior Analyst, Investment Management (Edmonton)
🏢 KV Capital
📍 Edmonton