KSI Law helps institutional creditors protect their financial interests through a single, unified standard of care — from pre-litigation recovery through enforcement.

Location: Markham, ON (in office)

Experience Level: 3–6 years PQE (Ontario Call)

Compensation: $95,000–$130,000 annually

KSI Law is trusted counsel to a robust roster of institutional clients in their mortgage enforcement proceedings. As Mortgage Enforcement Lawyer, you will step directly into that relationship — leading power of sale actions, default litigation, and title disputes from start to finish on an active, established book of business.

Key Responsibilities

- Taking immediate carriage of an active portfolio of mortgage enforcement, power of sale, and judicial sale files on behalf of KSI Law's institutional clients.
- Appearing as lead counsel on motions, summary judgment applications, and Writs of Possession before the Ontario Superior Court of Justice.
- Preparing, issuing, and overseeing service of Notices of Sale in accordance with the Mortgages Act (Ontario) and the terms of each mortgage instrument.
- Managing statutory and contractual redemption periods, including calculating and verifying redemption amounts.
- Directing power of sale proceedings through to completion, and advising on judicial sale or foreclosure as an alternative remedy in more complex or contested files.
- Reviewing title and priority searches to confirm mortgage priority and identify subsequent encumbrances or registered interests requiring discharge or notice.
- Monitoring files for bankruptcy filings, consumer proposals, or other insolvency events triggering an automatic stay under the Bankruptcy and Insolvency Act, and advising on next steps.




- Assessing and pursuing deficiency claims where sale proceeds do not fully satisfy the amount owing, including asset tracing, garnishments, and examinations in aid of execution.
- Advising on receivership as an enforcement option for income-producing commercial mortgage security.
- Overseeing accurate calculation and recovery of legal costs and enforcement expenses in accordance with the mortgage instrument.
- Supervising Jr. lawyers and legal support staff in carriage of active mortgage enforcement files.
- Reviewing and approving legal notices and enforcement strategies prepared by supporting paralegals and legal staff.
- Acting as primary point of contact for institutional clients on active files, providing clear status updates and risk-managed advice.

What You'll Bring

- Licensed to practice law in Ontario (LSO), in good standing.
- 3–6 years of post-call litigation or real estate experience in Ontario; exposure to debtor/creditor law or secured recovery highly valued.
- Solid working knowledge of the Mortgages Act (Ontario), including statutory notice and redemption requirements governing power of sale proceedings.
- Familiarity with Ontario's Land Titles and Registry systems, including electronic registration of enforcement-related instruments.
- Working knowledge of the Bankruptcy and Insolvency Act,



particularly the automatic stay provisions triggered by bankruptcy and consumer proposal filings.
- Experience with, or strong working knowledge of, receivership as a remedy in commercial mortgage enforcement.
- Ability to assess and pursue deficiency claims following a sale that doesn't fully satisfy the debt.
- Strong analytical and file-management skills, with the ability to manage a high volume of legal-stage files concurrently and independently, with partner-level support available for strategic decisions.
- Experience supervising paralegals or legal support staff.

What We Offer

- A fully employer-paid benefits package, including health, dental, vision, life insurance and AD&D;, and long-term disability coverage — no cost-shared premiums, beginning after a 3-month waiting period.
- Paid coverage of Continuing Professional Development (CPD) courses required to maintain your license.
- Annual Law Society of Ontario (LSO) licensing fees paid on your behalf.
- Access to additional wellness perks through our group benefits plan, including virtual healthcare, second-opinion medical support, and exclusive discount programs.
- 24/7 support through our Employee Assistance Program (EAP).
- Free gym membership at our office location.
- An active social committee hosting regular team events and recognition programs throughout the year.

Who We Are

KSI Law is a commercial law firm with over 50 years of experience across 15+ practice areas, operating from offices in Markham, Toronto, and Calgary. Our practices are structured as one integrated counsel — a single standard of care applied across the enterprise's full legal needs

📌 Associate Lawyer (Markham)
🏢 KSI Law
📍 Markham