Description: Role Summary The Senior Manager, Pricing, Pension Risk Transfer (PRT) is responsible for the end-to-end pricing analysis and ownership of group annuity plans / PRT bids / deals.

This role develops and owns the deal pricing model and assumptions, interprets pension plan provisions and member data, assesses transaction risks, and manages key reinsurance partnerships.

This role requires deep technical capability, sound commercial judgment, and strong cross-functional influence including collaboration across business development, investments, corporate actuarial, finance, operations, and risk / 2nd line partners.

Key Responsibilities Lead the pricing analysis for new PRT deals and prepare the pricing memo / management facing materials to support recommendations for approval Analyze pension plan documents, benefit specifications, member data and experience studies to set pricing strategy, data issues, and key transaction risks Collaborate across Investments, Finance, Legal, Operations, Corporate Actuarial, and Risk functions to meet growth and profitability targets and ensure regulatory compliance Ownership and management of pricing models (build, maintenance, Model validation coordination, governance) and assumptions (experience monitoring, industry research) Support PRT-related reinsurance negotiations and maintain on-going working relationships with reinsurers including overseeing on-going reinsurance administration Partner with Distribution to support quote strategy, transaction structuring, and responses to intermediaries, consultants, and plan sponsors.

Lead post-deal review, experience analysis, and continuous improvement of pricing assumptions and execution processes.

Oversee model and data hand-off to Corporate Actuarial and Operations teams for on-boarded plans Leverage AI to drive operational efficiencies in data analysis and internal reporting Qualifications / Experience Fellow of the Canadian Institute of Actuaries / Society of Actuaries 7+ years of relevant experience in Life and Annuity industry Bachelor’s degree in Actuarial Science, Mathematics, Statistics, Finance, Economics, or a related quantitative field.

Domain expertise in multiple of the following areas: PRT/group annuity business, pensions, actuarial pricing, IFRS17, LICAT,



longevity reinsurance Strong technical capabilities in Moody's GGY AXIS, Excel and longevity analytics tools such as Club

Vita Ability to translate technical analysis into clear commercial recommendations for senior stakeholders Ability to oversee the development of technical actuarial models, produce detailed documentation and work with 2nd line to own model governance Ability to collaborate across stakeholders of various disciplines and lead actuarial staff Success Profile Strong technical depth High attention to detail and control orientation Commercially pragmatic Comfortable working in an emerging, build-stage business Strong written and verbal communication Able to influence without formal authority Strong presentation skills including to senior management Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores.

Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world.

More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing.

Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals.

Total Rewards at TD includes a base salary, variable compensation,



and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Additional Information: We’re delighted that you’re considering building a career with TD.

Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job chance is subject to provincial regulation for employment purposes.

It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed.

You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals.

Here at TD, we hire and develop the best.

Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process We’ll reach out to candidates of interest to schedule an interview.

We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation Your accessibility is important to us.

Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you! Language Requirement (Quebec only): Sans Objet

📌 Senior Manager, Pricing, Pension Risk Transfer (Toronto)
🏢 The Toronto-Dominion Bank (Canada)
📍 Toronto