Is this role right for you? In this role, you will: Supports specialized mortgage investigations that influence the integrity and risk posture of the Real Estate Secured Lending business.

Requires solid attention to detail, sound analytical judgment, and the ability to manage multiple reviews or sampling priorities while maintaining clear documentation and timely communication.

Supports investigative work driven by analytics, risk indicators, file review findings, and emerging fraud trends, promoting disciplined assessment, consistent methodology, and high-quality outcomes that support sound business decisions and reinforce RESL’s control environment.

Acts as a point of contact for front-line, business, and customer-related matters where potential misconduct, fraud, AML concerns, or reputational risk is identified, applying measured judgment and escalating sensitive or high-impact issues to senior leadership as required.

Supports internal and external stakeholder engagements by contributing clear, defensible information on investigative findings, risk observations, file review outcomes, and remediation considerations involving RESL mortgage activity.

Supports building credibility amongst partners by shaping fraud and AML risk expectations, strengthening inter-departmental collaboration,



and helping to anchor RESL’s reputation as a well-governed and ethically led mortgage business.

Contributes to enhancing RESL’s fraud and AML risk culture.

Do you have the skills that will enable you to succeed in this role? - We'd love to work with you if you have: Post-secondary education Working knowledge of mortgage origination, underwriting standards, documentation requirements and common indicators of fraud or misrepresentation Comfort working with Microsoft Excel, Power

Point, dashboards, case management tools, Copilot/AI tools and/or mortgage systems to support sampling, trend identification, and investigative review.

Demonstrated ability to review data outputs, identify patterns, outliers, and key risk indicators, and translate observations into clear summaries Experience reviewing, mortgage files, fraud applications, quality assurance samples, enhanced due diligence cases, or risk-based documentation is an asset Working knowledge of RESL systems, processes, and controls, including MIMS or related mortgage adjudication and documentation platforms.

Strong written communication skills, with the ability to document findings clearly, support conclusions with evidence and escalate matters appropriately.

Please note that this role offers a combination of base salary and commission-based earnings.

📌 Home Financing Officer - Northern Ontario (Greater Sudbury)
🏢 Scotiabank
📍 Greater Sudbury