At Momentum Financial Services Group, we help people move forward by reimagining how money works for those who need it most. With more than 40 years of experience, we're the team behind Money Mart—Canada's largest non-bank branch network and a leader in financial solutions for underserved communities. From short-term loans to money transfers and prepaid cards, we power the products, technology, and operations that connect over a million customers a year to the money they need, when they need it. At MFSG, we come together across teams and departments to create something bigger than ourselves: solutions that remove barriers and give people access to money they might not get anywhere else. Whether you're solving problems, building systems, or shaping strategy, your work fuels real support for real people. Compensation Philosophy:

Our strategy is straightforward—we aim to match the market. We regularly review industry standards to ensure our total rewards package is competitive and fair. This commitment helps us attract and retain talented individuals who share our purpose. Discretionary Annual Bonus:

Enjoy the opportunity for a discretionary bonus based on individual performance and company success. Comprehensive Benefits:

Our benefits include health and dental plans with 100% of the premiums covered. We also offer an Employee Assistance Program to support your mental well-being and provide resources for personal challenges. Retirement Plans:

Plan for your future with our robust retirement savings options, ensuring you're set for the long haul. Hybrid Work Environment:

Experience the best of both worlds with our hybrid work model, allowing you to balance remote work with in-office. When you're at our corporate head office,



enjoy a relaxed and collaborative environment featuring breakout rooms for brainstorming and unwinding, plus a variety of snacks to keep you energized throughout the day. Perks and Rewards:

Enjoy reimbursement for tuition assistance and professional development, discounts through Perkopolis and participate in our rewards and recognition programs to celebrate your contributions. The Job: Manager, Fraud Strategy

The Manager, Fraud Strategy- is a hands-on leader responsible for designing and executing fraud prevention strategies across Momentum Financial Services Group's consumer lending products. This role is ideal for someone who combines strategic thinking with deep technical execution., operating directly in the data to drive decisions. How You'll Make an Impact:

Design and optimize fraud prevention strategies across the

loan application, adjudication, and origination lifecycle , ensuring effective risk controls while maintaining a seamless customer experience. Develop and implement controls to identify and prevent

application fraud, identity theft, synthetic identity fraud, and first-party fraud

within consumer lending products. Partner closely with Credit Risk and Operations teams to enhance fraud detection and decisioning strategies throughout the customer application and adjudication process. Monitor fraud performance across lending funnels and adjudication workflows,



using data insights to improve approval quality and minimize fraud losses. Leverage advanced analytics, fraud solutions, and business acumen to identify emerging fraud trends, mitigate losses, and balance customer experience with risk control. Cross-Functional Collaboration

Collaborate closely with Credit Risk, Product, Ops, and IT to implement, monitor, and refine fraud strategies. Partner with external fraud prevention vendors, supporting tool evaluation and performance monitoring. Communication & Stakeholder Engagement

Deliver clear and actionable insights, findings, and recommendations to senior leadership and cross-functional stakeholders. Leadership & Team Development

Foster continuous improvement and professional growth by sharing expertise, strengthening analytical capabilities, and supporting team development. What You Bring:

Proven experience designing and executing fraud strategies within

consumer lending, fintech, banking, or credit products , with direct exposure to

application fraud, adjudication, loan origination, and customer acquisition fraud. Understanding of the

consumer lending lifecycle , including customer application flows, identity verification, underwriting support processes, adjudication frameworks, and funding controls. Experience balancing fraud controls with approval rates, customer experience, and portfolio performance throughout the lending journey. Strong, hands-on SQL expertise—able to build queries from scratch and work independently in raw data (critical) Strong judgment to balance fraud risk, customer experience, and business outcomes Comfort working closely with data, technology, and cross-functional teams Must have good business judgme

📌 Manager, Fraud Strategy (Winnipeg)
🏢 Momentum Financial Services Group
📍 Winnipeg