Canada Auto Lending® | Remote | Full-Time

Expected Annual Earnings: $80,000–$125,000

100% Commission | Uncapped Earning Potential | Company-Generated Leads

About Canada Auto Lending

Canada Auto Lending is a growing automotive financing company serving customers across Ontario.

We specialize in helping Canadians secure vehicle financing across a wide range of credit situations through our established network of lenders and dealership partners.

We're building a modern, technology-driven automotive sales operation that combines company-generated leads, AI-powered customer engagement, dedicated BDC support, and streamlined financing and delivery processes.

As we continue to expand, we're looking for experienced and highly motivated Automotive Subprime Finance Managers who know how to structure deals, build customer relationships, and consistently convert opportunities into funded vehicle sales.

If you're an experienced automotive finance professional looking for consistent lead opportunities, strong operational support, and the ability to maximize your earning potential, we'd like to hear from you.

Why Join Canada Auto Lending?

We understand that successful Finance Managers need more than just a commission structure. They need the right opportunities, technology, and operational support to perform at their best.

What We Provide:

- Company-Generated Leads: Access to customers actively exploring vehicle financing opportunities.
- AI-Assisted Lead Engagement: Technology designed to qualify customers, maintain engagement, and improve follow-up efficiency.
- Dedicated BDC Support: Additional outreach and reactivation efforts to reconnect with customers and recover opportunities.
- Established Lender Network: Access to automotive financing programs covering a wide range of credit profiles.
- Vehicle Sourcing Support: Internal resources and dealership partnerships to help identify suitable vehicles for approved customers.
- Operational Support: Dedicated assistance with documentation, funding, vehicle coordination, and delivery logistics.
- Remote Work: The opportunity to manage customers and transactions remotely.
- Uncapped Earning Potential: A commission-based compensation structure that rewards individual performance and funded production.

Our goal is to provide Finance Managers with the tools and resources to spend more time building relationships, closing deals, and generating income. Key ResponsibilitiesSales & Customer Management
- Manage company-generated automotive financing leads from initial customer contact through vehicle delivery and funding.
- Build strong relationships with customers, understand their needs, and recommend suitable vehicle and financing solutions.
- Conduct customer consultations primarily through phone, text, and email.
- Confidently present vehicle options, financing terms, and appropriate finance and insurance products.
- Handle objections, negotiate effectively, and convert qualified opportunities into completed vehicle sales.
- Maintain consistent customer communication throughout the financing and purchasing process.

Automotive Financing & Deal Structuring
- Structure and submit prime, near-prime, and subprime automotive financing applications.
- Understand lender programs, income requirements, advance limits, approval conditions, and documentation requirements.
- Identify suitable solutions for customers facing challenging credit circumstances, including bankruptcies, consumer proposals,



previous repossessions, and limited credit history.
- Work with lenders to secure suitable approvals while maintaining compliance and protecting deal profitability.
- Coordinate with vehicle sourcing partners to match customers with vehicles that meet their needs and lender requirements.
- Identify potential deal obstacles early and proactively work toward solutions.

Pipeline Management & Follow-Up
- Maintain an organized and actively managed customer pipeline.
- Follow up consistently with customers and ensure every opportunity has a clearly defined next step.
- Accurately document customer conversations, financing details, and deal progress within our CRM.
- Work collaboratively with our BDC and AI-assisted follow-up systems to reconnect with customers and recover inactive opportunities.
- Manage customer expectations and maintain engagement throughout the sales process.
- Take ownership of assigned opportunities and consistently work toward improving conversion rates.

Funding, Delivery & Accountability
- Maintain ownership of customer transactions through signing, funding, and vehicle delivery.
- Ensure all required financing documentation is accurate, complete, and submitted promptly.
- Work closely with internal departments to address outstanding lender stipulations, documentation requirements, and delivery obstacles.
- Proactively communicate with customers regarding transaction updates and timelines.
- Ensure commitments made to customers are properly documented and fulfilled.
- Maintain compliance with applicable automotive sales regulations and lender policies.

What You'll Need to Succeed

Required Qualifications

- Minimum 2 years of automotive subprime finance experience.
- Solid knowledge of Canadian automotive lenders, finance programs, and approval processes.
- Proven ability to structure and close challenging automotive financing transactions.
- Previous experience managing customer relationships and closing deals independently.
- Strong understanding of automotive F&I; products and back-end profitability.
- Excellent negotiation, communication, and objection-handling skills.
- Strong phone sales skills and the ability to build trust remotely.
- Strong organizational abilities and disciplined customer follow-up habits.
- Comfortable using CRM systems to manage sales activities and customer pipelines.
- Self-motivated, accountable, and comfortable working in a performance-driven, commission-based environment.
- Ability to manage multiple transactions simultaneously while maintaining a high standard of customer service.

Preferred Qualifications

- Experience in remote automotive sales or digital automotive financing.
- Demonstrated history of consistent monthly funded production.
- Experience working with multiple prime, near-prime, and subprime lenders.
- Proven ability to generate strong front-end and back-end gross profit while delivering appropriate customer solutions.
- Familiarity with automotive CRM technology, sales automation, and AI-assisted lead management.
- OMVIC registration or eligibility to obtain registration,



where applicable.

What Success Looks Like Successful Finance Managers at Canada Auto Lending take ownership of their business and understand that getting a customer approved is only one part of the process.

We value individuals who consistently demonstrate:

- Strong customer engagement and lead conversion.
- Consistent monthly funded vehicle production.
- Effective financing structures and profitable transactions.
- Strong F&I; product knowledge and back-end performance.
- Proactive communication and disciplined follow-up.
- Accurate documentation and efficient funding processes.
- Low deal fallout and strong customer satisfaction.
- The ability to work independently while collaborating with the broader team.

We're not simply looking for someone who can submit credit applications. We're looking for individuals who can build relationships, identify opportunities, overcome challenges, and confidently close transactions. Compensation & Earning Potential

Expected Annual Earnings: $80,000–$125,000

Compensation Structure: 100% Commission

This is a fully commission-based position with no guaranteed base salary.

Earnings are driven by individual performance, completed transactions, and funded vehicle production.

Our compensation structure offers uncapped commission potential, providing additional earning opportunities for high-performing Finance Managers.

Actual earnings will vary depending on individual production and performance. The advertised range represents expected earnings, not guaranteed income.

Why You'll Succeed Here

At Canada Auto Lending, we're focused on building an environment where experienced Finance Managers have the opportunity to succeed.

Rather than relying solely on traditional sales methods, we're continuously investing in technology, customer engagement processes, and operational support to make our team more effective.

You'll have access to company-generated leads, established lender relationships, BDC support, automated customer engagement tools, and an internal team dedicated to moving transactions from approval through delivery.

We believe the right combination of experience, accountability, and support creates the opportunity for exceptional results.

How to Apply

If you have proven automotive subprime finance experience and are looking for an opportunity to grow your production and earning potential, we'd like to hear from you.

Please email your resume directly to:

[email protected]

Subject: Automotive Subprime Finance Manager Application To help us understand your experience, please include:

- Your years of automotive subprime finance experience.
- The automotive lenders you've worked with.
- Your typical monthly funded vehicle production.
- Your average back-end gross profit per funded deal.

Vacancy Status: This advertisement is for an existing vacancy. Pay: $80,000.00-$125,000.00 per year

Application question(s)

- How many years of automotive subprime finance experience do you have?
- Which automotive lenders have you worked with?
- What is your typical monthly funded vehicle production.
- What is your average back-end gross profit per funded deal.
- Do you have your OMVIC license and is it in good standing?
- Are you currently employed somewhere else? If so how much notice do you need?
- Do you have a home office to work from with computer?

Experience:
- Subprime Finance Manager: 1 year (required)

Work Location: Remote

📌 Remote Automotive Subprime Finance Manager (Ontario)
🏢 Consumer Auto
📍 Ontario