Bankjoy is a Y Combinator and Bessemer Venture Partner backed FinTech startup. We are changing the way community banks and credit unions do business, enabling them to become tech-driven and digital first. Bankjoy provides up-to-date digital banking products including mobile banking, online banking, online account opening, loan origination, and conversational AI. Our mission is to revolutionize banking tech infrastructure by leading digital transformation at financial institutions - big and small.

We are seeking a hands-on Senior Accountant to own day-to-day accounting operations for a US-headquartered fintech with a Canadian entity. Reporting directly to the COO, this role owns accounts receivable and accounts payable, the monthly close across multiple entities, the US multi-state sales tax function, and the annual financial statement audit.

You will be the only accountant in the business, working directly with the COO, and partnering with Sales and Client Success to get billing right at the source. The ideal candidate is resourceful and self-directed: someone who pulls the numbers they need from Salesforce and signed contracts, goes directly to the person who closed the deal, and brings the COO decisions rather than questions.

Revenue, Billing & Accounts Receivable

Own the monthly billing cycle end to end: recurring SaaS subscriptions, implementation fees, expansion and upsell items, and third-party passthroughs.

Interpret signed client contracts to determine correct billing, including minimums, tiered unit pricing, annual escalators, passthrough treatment, and go-live timing.

Source billing inputs independently from Salesforce, contract files, and the Sales or Client Success owner who closed the deal.

Own AR collections: aging review, client follow-up, and timely escalation of at-risk balances.

Accounts Payable

Own AP intake, vendor coding, and entry; maintain written vendor-to-GL coding standards.





Prepare payment runs for COO approval and manage vendor relationships, statements, and billing disputes.

US Sales Tax & Compliance

Own the US multi-state sales tax function: nexus monitoring, registrations, and monthly and quarterly filings.

Administer Avalara, including the billing system integration, and reconcile taxable sales to filed returns each period as a standing control.

Collect and maintain exemption certificates for tax-exempt credit union clients.

Manage voluntary disclosure agreements, state notices, and state tax audits.

Support Canadian corporate tax filings and US federal and state returns with external advisors.

Maintain recurring schedules: deferred revenue and implementation fee amortization, prepaid expenses, referral fee accruals, and sales commission amortization.

Allocate payroll and benefits by department across US and Canadian payroll, including CAD translation and RRSP remittance reconciliation.

External Audit

Serve as primary point of contact for the annual financial statement audit.

Prepare PBC schedules and workpapers, respond to auditor requests, and post audit adjustments.

Maintain rollforward schedules that tie to the general ledger year over year.

Treat audited financial statements as controlled documents and route all external distribution through the COO.

Build and maintain written documentation for every recurring process, including the month-end close checklist, vendor coding rules, departmental mapping, and billing logic.





5+ years of progressive accounting experience, including full ownership of a month-end close (must have).

- Hands-on US multi-state sales tax experience: nexus determination, state registrations, filings, exemption certificate management, and voluntary disclosure agreements (must have).
- Working knowledge of Avalara or a comparable sales tax engine, including its integration with a billing system (must have).
- US GAAP revenue recognition under ASC 606 applied to multi-element SaaS contracts, specifically implementation fee deferral and principal-versus-agent analysis for passthrough revenue (must have).
- Experience owning or substantially supporting an external financial statement audit.
- Proficiency with QuickBooks Online, Bill.com, and a billing platform; Zoho and Salesforce a plus.
- Demonstrated ability to work without supervision: comfortable pulling data from a CRM, reading a signed contract, and going directly to the deal owner for an answer.
- CPA (Canada or US) or equivalent practical experience.
- SaaS or fintech experience strongly preferred; experience serving credit unions or community banks is a plus.

115,000 - $135,000 CAD

We cover 100% of medical, dental, and vision premiums for individuals on our base plan, with significant contributions toward all other plan options (USA).

- We cover 100% of extended medical, dental, and vision premiums for you and your family under our single, comprehensive plan (Canada).
- Retirement plan with 4% company matching
- 8 weeks paid parental leave for birthing parents, 4 weeks for non-birthing
- 15 holidays
- Performance-based bonuses
- Remote first culture

Bankjoy provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age or disability.

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📌 Senior Accounting Supervisor (Montreal)
🏢 BankJoy
📍 Montreal